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Eddy Elfenbein submits:For today's edition of "Widdle Biddy Stocks That Ain't No One Never Heard Of," I give you Nicholas Financial (NASDAQ:NICK).

Nicholas is a Florida-based company that provides auto loans for used cars, a segment that's often not served by larger lenders. I'm not joking when I say this is a small company, about 200 employees and a market value of $140 million.

But dude, check these results:

Year............Sales (mil).........EPS
1997.............$6.21............$0.12
1998.............$7.94............$0.13
1999............$10.42............$0.22
2000............$14.07............$0.34
2001............$17.80............$0.45
2002............$20.22............$0.50
2003............$22.38............$0.54
2004............$25.50............$0.64
2005............$32.83............$0.80
2006............$42.68............$1.01

NICK has certainly found a niche. The company recently reported first-quarter results (the fiscal year ends in March). Net income grew 29%. The company earned 29 cents a share compared with 23 cents last year. This brings their trailing four-quarter earnings up to $1.07 a share. That means that the company is going for less than 14 times earnings.

NICK 1-yr Chart

Source: Nicholas Financial: Unknown Company, but Check Out Those Results