Mike the PhD

Fair Isaac Corp.: Profit From Your Credit Score

Most people know $1.7B (market cap) Fair Isaac Corp. (NYSE:FICO) better as FICO and think of it for their credit score rather than as an investment opportunity. That is an unfortunate mistake though, since FICO presents one of the most compelling and underappreciated plays on the housing industry and recovering economy right now. It is next to impossible for anyone to make any major purchase with a loan without paying FICO, albeit indirectly.

For 57 years now, the company responsible for your credit score and behind all credit checks has had an effective monopoly on credit scores resulting in big profits for investors. As of 2006, FICO's next biggest competitor was Vantage Score with a total market share...

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