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Dividend investing, long only, ETF investing
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Each month I update the Pocket Change Portfolio (PCP). The table below reconciles the PCP from beginning of period to end of period for July 2009, Year-To-Date (2009) and Life-To-Date. The Portfolio Returns line provides the calculated return for the three displayed periods.

Description

July-2009

Year-To-Date

Life-To-Date

Beg. Portfolio Value

7,169.98

3,395.62

-

Online Cash Receipts

913.73

4,699.78

8,248.12

Online Expenses

-

(30.00)

(117.87)

Gross Profit

913.73

4,669.78

8,130.25

Dividends

-

88.32

113.48

Interest Income

1.27

7.25

13.40

Subtotal

915.00

4,765.35

8,257.13

Gain/(Loss)

364.85

288.86

192.70

Ending Portfolio Value

8,449.83

8,449.83

8,449.83

Portfolio Returns

4.53%

9.20%

8.53%

Online Cash Receipts are the collected earnings from my online endeavors. Most of which is advertising on the my various blogs. The year-to-date $30.00 Online Expenses relates to registering 3 domains (DividendsValue.com, Dividends4Life.com and TheDiv-Net.com). I did not receive any Dividends in July. The Interest Income line is interest earned on cash balances in an ING account I set up for the PCP. The Gain/(Loss) line is for market changes to the PCP (realized and unrealized).

The portfolio did very well in the month of July, taking the Year-To-Date and Life-To-Date returns positive. Online earnings in July continued to improve as I added a new subscriber only Premium Services section.

During the month of July, I purchased 14 shares of Vanguard Long-Term Bond ETF (NYSEARCA:BLV). This will provide me $56.00 in annual earnings at the current dividend rate. Including the BLV ETF, my annual PCP dividend income is now $315.10 at the current dividend rates. I ended the month with $954.61 in cash, so I will have to wait until September to purchase my eighth PCP stock. It is my goal to have sufficient earnings to purchase a stock at least eight times a year. Through July I have purchased five stocks this year.

My PCP holdings are always available by selecting the Holdings option from the menu in the header. The next PCP update will be mid-September.

Source: Pocket Change Portfolio Update: July 2009