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Selective Insurance Group, Inc. (SIGI) is a small property and casualty insurance company with one of the brightest futures going forward. The company began after Daniel L. B. Smith, the founder, lent his horse and carriage to a local insurance agent. After the horse ran away and wrecked the carriage, the agent offered to compensate Smith for his loss. Instead of taking the compensation, Smith (with the agent's help) founded the Daniel L. B. Smith Agency which would eventually become Selective Insurance Group.

Today, Selective Insurance Group, Inc. and its subsidiaries offer property and casualty insurance in commercial lines and personal lines, along with excess and surplus lines. In 2011, SIGI acquired Mesa Underwriters Specialty Insurance Company,...

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