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"It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price. Charlie understood this early; I was a slow learner. But now, when buying companies or common stocks, we look for first-class businesses accompanied by first-class managements." (Warren Buffett, 1990)

Sometimes you have to go for the best and pay up for quality. Believe it or not, right now the best banking company happens to be in Little Rock, Arkansas (Hey - Berkshire Hathaway is located in Omaha and that's not regarded as a business Mecca either.)

The high quality stock I refer to is Bank of the Ozarks (OZRK). Although Ozarks doesn't come cheap (P:TBV 3.23 and PE...

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