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Broadpoint AmTech analyst Brian Marshall recently appeared on Bloomberg TV to discuss Apple’s (AAPL) iPhone exclusivity agreement with AT&T (T). Marshall believes that Apple should move away from its exclusive AT&T agreement and begin offering the iPhone through Verizon (VZ). He believes adding Verizon could boost iPhone unit sales by 14 million. Marshall states that AT&T’s exclusivity ends in June 2010, and explains why Apple would benefit by offering the iPhone through Verizon. Fortune’s Apple 2.0 and Silicon Alley Insider summarized several of Marshall’s points, which I believe aren’t entirely accurate.

Here is a video of the Bloomberg TV Interview
1) Apple receives a $450 subsidy.
Incorrect: Apple receives a $400 subsidy.
I know from talks with Best Buy (BBY) managers that the subsidy is $400. Best Buy purchases a 16GB iPhone from Apple for $542, and sells it for $199 with a 24-month service contract. AT&T reimburses Best Buy $400.
A 16GB iPhone without a contract commitment costs $599. If the subsidy were $450, then that price should be $650, or AT&T would be leaving $50 on the table. In addition, the math suggests $450 subsidy is too high given the ASPs implied by the cash value of iPhones sold reported by Apple.
2) After AT&T loses exclusivity that subsidy will drop to $300 for all carriers, domestic and international.
Incorrect: Subsidy shouldn’t change.
Tim cook addressed this issue on Apple's Q4 2009 conference call (from Seeking Alpha):

Gene Munster – Piper Jaffray

We’re looking at the iPhone, it’s pretty clear we’re still in a greenfield opportunity here, but if you start to go to multiple carriers can you talk a little bit about the pricing of the phone when you go from exclusivity to multiple carriers? And obviously, not specific but any sort of color we can have in terms of pricing dynamics change on the phone from you to the carrier?

Timothy D. Cook

Our pricing is confidential, Gene, so it’s not something I could comment on in detail but generally speaking from markets where we’re already selling I would not expect to see a wholesale price difference as we bring on other carriers. However, the end user price is really set by the carriers themselves so you may or may not see a street price difference.

Gene Munster – Piper Jaffray

So when you go from exclusive to multiple carriers, you wouldn’t necessarily see change in pricing that you are charging the carrier? Is that correct?

Timothy D. Cook

That’s correct.

Handset subsidies are a function of ARPU, or a subscriber’s monthly service bill. The ARPU across all AT&T customers is ~$51 compared to iPhone ARPU of nearly $100. Since the ARPU is nearly double, this allows a greater degree of subsidy recapture, thus allowing for a higher subsidy to applied to a mobile device.
3) iPhone users represent 4% of total AT&T subscribers.
Incorrect: iPhone users represent about 14% of AT&T’s total wireless customer base.
AT&T has roughly 11.3 million iPhone users. On the June call, AT&T said it had nearly 9M iPhone customers. AT&T has 81.6M wireless subs, with 63.4M being postpaid.
Brian Marshall stated: “roughly 4% of the AT&T users of the iPhone, consume about 40% of the overall network bandwidth.”
It’s not clear exactly what Marshall was referring to when he mentioned 4%, but most people took it to mean that iPhone users constitute 4% of AT&T’s customer base. I assume he got his figures mixed up. The 3.2 million iPhone activations in September period would equate to 4% of AT&T’s subscriber base. If he meant 4% of iPhone users, or about 450,000, consume 40% of AT&T’s bandwidth, then I would think AT&T would address those users since they represent 0.6% of AT&T’s wireless subscriber base. It wouldn’t make any sense to allow such a miniscule portion of customers affect the quality of service of the overall network.
4) iPhone activations from new AT&T customers made up more than 90% of postpaid net additions in September quarter.
Not Meaningful: Gross additions not net additions should be used as the metric.
iPhone activations from new AT&T customers totaled approx. 1.28 million. AT&T reported 1.39 postpaid net additions. However, AT&T attracted 3.57 million new postpaid customers, and 2.18 million postpaid customers left AT&T, resulting in 1.39 net additions.
Comparing iPhone activations from new AT&T customers versus net additions is a faulty metric, since net additions is dependent on gross additions and the number of disconnects (churn). The more meaningful metric is comparing new iPhone additions to postpaid gross additions, which was 36% (1.28 million / 3.57 million). Using net additions is meaningless.
To imply that the iPhone was responsible for 92% of AT&T’s increase in postpaid customers is inaccurate. The 1.28 million figure represents a portion of AT&T’s gross sub additions, therefore, it shouldn’t be used in a comparison of net additions. Subscriber churn affects subscriber net additions, and isn’t directly related to the iPhone’s ability to attract new customers.
Let’s say AT&T activated 2.28 million Blackberry devices from new AT&T customers. That would equate to 165% of postpaid net adds, whereas iPhone was 92% of postpaid net adds. Is that meaningful? Not really, since it’s possible that the figure can exceed 100%. Let’s say 2.28 million iPhone activations were from new customers, then that 92% would be 165%. Since the ceiling can exceed 100%, we don’t know is 92% or 165% or whatever the figure, is good or bad.
5) AT&T’s contract ends in June 2010.
Unknown: I have heard from sources at AT&T the contract runs until the end of 2010.
Neither AT&T nor Apple has publicly commented as to when the exclusivity ends. It was reported last year that Apple and AT&T extended their agreement until the end of 2010. It would make sense that the agreement runs until the end of the year since it commenced in the beginning of 2007. Even though the iPhone didn’t go on sale until June 2007, it was announced that January, allowing AT&T marketing rights for the time preceding the actual product launch.
Many assume that the deal will end mid-2010 since Apple introduces new iPhone models during that time of year. However, all we know is that the exclusivity agreement will end at some future time, but when that is exactly is anyone’s guess.
Disclosure: Long AAPL
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  • Typical financial commentary that ignores physical reality. Apple would need to design & get approval for a DIFFERENT iPhone to use on Verizon's CDMA network, then support it. Why would they, when CDMA is on the way out and is used only in the US and a smattering of other countries? It would also reduce the iPhone's functionality: the user could not access email or the web while on a call, as CDMA cannot handle voice & data simultaneously. (E.g., you can't access Google Maps data while on a call with the Droid.)
    2009 Nov 24 05:23 PM Reply
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  • I'm not sure I follow your comment that the subsidy won't drop with multiple carriers. Isn't it worth more to have a monopoly on a product that being one of several carriers?
    2009 Nov 24 05:26 PM Reply
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  • @RLLH....Apple is the company with the product. They will continue to sell iphones for $600 (16GB) and what the carrier sell's them for Apple could not care less.

    When Apple opens up to multiple carriers in the U.S it will be a pricing war between carriers and how much of a balance sheet hit they (ATT, VZ, S) are willing to take. If ATT sells the iphone for $0, it does not matter to AAPL as they still receive $600 no matter the circumstances.
    2009 Nov 24 05:46 PM Reply
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  • @ Turley...Great Article, all while using actual facts and not just numbers out of thin air like so many analysts do.
    2009 Nov 24 05:48 PM Reply
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  • One of the things I like best about iPhone is that you CAN talk and surf at the same time. I've been waiting for Verizon to get the iPhone so that I can switch back to them after being with ATT for about a year and and a half now, but if what GSlusher says is true, then I'm staying with ATT. I guess what he is saying IS true based on the Apple ad I saw on TV last night. ATT's service and coverage isn't THAT bad compared to Verizon. I think many ATT customers feel the same way I do, so I guess ATT and Apple should really continue hammering that point home.
    2009 Nov 24 06:15 PM Reply
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  • The best solution would be a huge build-out of the AT&T network. They are supposedly working on it, but maybe Apple could toss in a few billion to help. There are also rumors (supported by the infamous "channel checks") that Apple is building a CDMA phone. Of course, this goes against their new ad campaign citing the simultaneous voice and data feature of AT&T.
    2009 Nov 24 06:20 PM Reply
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  • @RLLH....Apple is the company with the product. They sell iphones for $600 (16GB) only out of charity. What the carrier sell's them for Apple could not care less, for iphones are perfectly inelastic and quantity demanded would not change.

    When Apple opens up to multiple carriers in the U.S it will be a pricing war between carriers and how much of a balance sheet hit they (ATT, VZ, S) are willing to take. If ATT sells the iphone for $0, it does not matter to AAPL as they still receive $600 no matter the circumstances. In fact, the carriers will in all likelihood bid up the wholesale price in such a war to secure the limited number of iphones. $1000 (as it costs in China), or even $6000 is not unimaginable. The carriers will have to surrender all their profits to APPL or exit the industry.
    2009 Nov 24 07:54 PM Reply
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  • To NDinMSP regarding "The best solution would be a huge build-out of the AT&T network,"

    The problem is, that's easier said than done. I spent a few years as a contractor working for one the large Cellular Carriers, and it's near impossible, in some areas, to obtain a lease to build new cell-sites or to lease antenna space on an existing tower. All the nut-cases turn out to fight against expansion.
    2009 Nov 24 08:07 PM Reply
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  • Well, that's what many have thought. However, Apple said that wasn't the case per the CC.

    The subsidy is really just built-in financing, since the ARPU is so much higher for iPhone relative to the typical AT&T customer, due to the required data plan.

    For carriers overseas, some subsidize the entire handset cost. It depends on the monthly plan. This is true for China Unicom. The iPhone is free with the most expensive monthly plans, and only slightly subsidized with the cheapest rate plan.

    Apple sets a price to the carrier or reseller, and that's the price- take or leave it. So it's up to the carrier to set the price to the end user.


    On Nov 24 05:26 PM RLLH wrote:

    > I'm not sure I follow your comment that the subsidy won't drop with
    > multiple carriers. Isn't it worth more to have a monopoly on a product
    > that being one of several carriers?
    2009 Nov 25 01:59 AM Reply
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  • Exactly....


    On Nov 24 07:54 PM nexusil wrote:

    > @RLLH....Apple is the company with the product. They sell iphones
    > for $600 (16GB) only out of charity. What the carrier sell's them
    > for Apple could not care less, for iphones are perfectly inelastic
    > and quantity demanded would not change.
    >
    > When Apple opens up to multiple carriers in the U.S it will be a
    > pricing war between carriers and how much of a balance sheet hit
    > they (ATT, VZ, S) are willing to take. If ATT sells the iphone for
    > $0, it does not matter to AAPL as they still receive $600 no matter
    > the circumstances. In fact, the carriers will in all likelihood bid
    > up the wholesale price in such a war to secure the limited number
    > of iphones. $1000 (as it costs in China), or even $6000 is not unimaginable.
    > The carriers will have to surrender all their profits to APPL or
    > exit the industry.
    2009 Nov 25 02:00 AM Reply
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  • The cost of the iPhone will go up substantially as corporations start deploying strategic mobile usages taking advantages of the all-purposeness of the powerful iPhone OS integrating with enterprise application systems vastly expanding the roles of the iPhone mobile handset in the enterprise landscape far beyond the Rim blackberry's email only role. The doubled demand from the enterprises and the consumers will greatly drive up the demand for the limited number of iPhones Apple can produce raising the prices and availability of iPhones.

    Already there is a humongous after market for used iPhones which are very sought after by all kinds of people who want to use iPhones as notebook replacements through the world. If you have a GS and 3G you probably have 10 people asking to buy the 3G from you for $150 but you are not in a mood to sell it.
    2009 Nov 25 02:52 AM Reply
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  • So, if - or when - the iPhone becomes the one phone no carrier can afford not to have, when can we expect Apple to demand that the carriers offer a single 'Apple' service. The iPhone uses whichever network is the best for the location, Apple bills us via iTunes and accounts back to the carriers according to the use of their network. And worldwide too please.

    Sounds like the ideal customer solution to me…! Hope you're listening Steve Jobs!
    2009 Nov 25 08:30 AM Reply
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  • Excellent use of stats to explain your case. You can add Canada into your evaluation, AT & T will likely lose the exclusivity sooner than later. Canada has 3 mobile providers: Rogers, Bell and Telus, but only Rogers sold IPhones until less 1 month ago. The other 2 providers upgraded their systems and worked out an agreement to also sell IPhones.

    I don't believe an exclusive contract really helps Apple long-term. Broading their customer base, even if this includes a lower sale price will offset using just one carrier. Both Bell & Telus were sold out of phone after 1 week and accepting pre-orders for XMAS.

    As for other cell phones, Google Droid will do OK, but it's still relatively new and will take time. RIMM Blackberries will likely be hurt the most with the increased competition.

    I don't own any of these stocks and would prefer AAPL & GOOG with their broader product lines and would pick up shares on a significant pullback. RIMM which has no exclusivity is a sell, can't see them overcoming the increased competition.
    2009 Nov 25 08:41 AM Reply
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  • apple will surely open itself for other carriers, when they realize they are not the only dog in the yard.. and android store and its apps peaks up..

    they will realize how f* up they were.
    by then, history may repeat itself, and apple goes down the hole.

    its acctually hilarious, that a lot of so called experts, deal the iphone, as the ultimate tech device, as we all know, that in tech business, there is no such thing as "ultimate" today latest trend... tomorrow morning, they dont even know who you once was.
    apple probably believe they are in the civil construction business, they have developed some kind of steel that will be used to build everything for the next 50 years.. somebody gotta warn them.. they are not!
    2009 Nov 25 08:42 AM Reply
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  • Apple will likely join VZW with an LTE iphone since ALL wireless carriers will use that technology for 4G.

    The phone company that may NEVER get the iPhone is poor ole Sprint, with their TDMA technology and WiMax 4G network which is not, as of yet, compatible with LTE.

    It's not IF Apple will open the iphone to VZW (and likely T-Mobile as well), it's WHEN, and in what technology (ie LTE)

    T-Mobile will likely get an iphone before VZW just cause the iphone is already GSM, and so is T-Mobile.
    2009 Nov 25 09:36 AM Reply
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  • If they want to sell more iphones, they need to reduce the data plan package prices. Simple as that. I would buy 2 right away but I am not about to double my cell phone bill...

    FN


    On Nov 25 09:36 AM Whoa Nelly wrote:

    > Apple will likely join VZW with an LTE iphone since ALL wireless
    > carriers will use that technology for 4G.
    >
    > The phone company that may NEVER get the iPhone is poor ole Sprint,
    > with their TDMA technology and WiMax 4G network which is not, as
    > of yet, compatible with LTE.
    >
    > It's not IF Apple will open the iphone to VZW (and likely T-Mobile
    > as well), it's WHEN, and in what technology (ie LTE)
    >
    > T-Mobile will likely get an iphone before VZW just cause the iphone
    > is already GSM, and so is T-Mobile.
    2009 Nov 25 09:46 AM Reply
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  • This move by Apple could be an opportunity and a threat for AT&T. Given the iPhone uses 12-13X bandwidth than a normal phone, Verizon may come under attack the same way AT&T has . Alternatively, now Verizon would have two killer platforms, the Android and the iPhone..... should be interesting to see what kind of toll that will take on Verizon's new LTE platform.
    2009 Nov 25 10:26 AM Reply
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  • Thank you for a great article. You always cut through the ...um... you know and your stats are right on. I love all the people who said this and that were iPhone killers because ...blah blah... Apple gets it right and they'll make loads of loot with any carrier they go to because demand is so high and just keeps growing.
    again, thanks for a great article.
    2009 Nov 25 10:52 AM Reply
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  • "they will realize how f* up they were.
    by then, history may repeat itself, and apple goes down the hole. "

    Enderle? Is that you?
    2009 Nov 25 10:54 AM Reply
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  • Does anyone want to go out on a limb and take a shot at what all this means to Apple and ATT stock near term? With ATT platform already in place and an approximate 14% penetration, seems as though they already have a bead start that currently may not be fully represented in their current share price, where Apple's multiple is already in the nose bleed area. Two different Companies I agree, but value is relative.
    2009 Nov 25 11:10 AM Reply
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