The following Savings & Loan association banks (S&L) accept savings deposits and make home and other loans. S&Ls must have 65% of their lending in mortgage and consumer loans. Due to this, they are highly vulnerable to the housing market.
S&Ls with more than 4% dividend yields are shown below:
| Name | Symbol | Dividend Yield as of January 25, 2010 |
|---|---|---|
| Alliance Financial Corporation | ALNC | 4.51% |
| BCB Bancorp, Inc. | BCBP | 5.19% |
| Capitol Federal Financial | CFFN | 6.15% |
| Carver Bancorp, Inc. | CARV | 5.19% |
| Dime Community Bancshares, Inc. | DCOM | 4.66% |
| Emclaire Financial Corp | EMCF | 4.13% |
| Elmira Savings Bank, FSB | ESBK | 4.92% |
| First Capital, Inc. | FCAP | 4.97% |
| FFD Financial Corporation | FFDF | 5.57% |
| Flushing Financial Corporation | FFIC | 4.32% |
| Greene County Bancorp | GCBC | 4.39% |
| Harleysville Savings Financial Corp. | HARL | 5.53% |
| Hudson City Bancorp, Inc. | HCBK | 4.57% |
| HF Financial Corp. | HFFC | 4.74% |
| K-Fed Bancorp | KFED | 5.08% |
| Landmark Bancorp, Inc. | LARK | 4.64% |
| LSB Financial Corp. | LSBI | 4.95% |
| NASB Financial, Inc. | NASB | 4.14% |
| Northeast Bancorp/ME | NBN | 4.00% |
| OceanFirst Financial Corp., Inc. | OCFC | 4.48% |
| Oneida Financial Corp. | ONFC | 5.05% |
| River Valley Bancorp | RIVR | 6.27% |
| Rome Bancorp, Inc. | ROME | 4.26% |
| TF Financial Corporation | THRD | 4.19% |
| WVS Financial Corp. | WVFC | 4.49% |
| Brooklyn Federal Bancorp, Inc. | BFSB | 4.84% |
| Heritage Financial Group | HBOS | 4.44% |
| First Financial Northwest, Inc. | FFNW | 5.36% |
Disclosure: None

