On the surface, it would appear that the Q4 2013 and full-year results of UniCredit (trading in Milan under the ticker UCG, and in New York under the ticker OTCPK:UNCFF) contain nothing to suggest the bank is a sound investment. The fact that it is Italy's largest bank by assets should be enough to cause investors to turn away, to say nothing of billions in losses booked during Q4 2013 and the year as a whole. And yet, when one looks beyond the myriad of distortions that affected UniCredit's quarterly and annual performance, what remains is a bank that is now one of Italy's cleanest, and one that has gone far beyond many of its European peers in airing...
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