At certain points in one's life it's good to stop and reflect on where time is spent and what that has added up to. For me, a lot of my time has been going into reading anything and everything I can about banks and their financials. What is it about these institutions, who knows? But, my best guess is it has to do something with patterns because after awhile, certain themes start to become ingrained in your head that can be helpful when comparing one bank's financials to another. There are many ratios to look into but at the end of the day the best investment revolves around a low book value and low earnings ratio. Unfortunately, there are so...
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