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I'd like to introduce you to a very good friend of mine. His name is "Peter Gordon."

Peter is a lot like you and me. He has a wife and a couple of kids. Peter has been living the American dream for some time now. He is a hard worker and his efforts have paid off in his career. Let me tell you a little about his financial situation.

Peter made $82,599 in income for the year 12 month period ending June of 2011. The 12 months before that, he earned $79,939 dollars. Not bad, he actually got a 3.3% raise, probably more than you or I got, but he earned it.

In his job, Peter has business expenses. They were pretty high this period. His expenses were $37,930. That left him with $44,629 left over before he paid for his taxes and personal expenses. Those were $32,382 dollars and that left him with $11,797 to spend as he saw fit.

Very much like you and I, Peter has income from his job. That income is being squeezed by so many people and things, that at the end of the day, there is often not a whole lot left over. Fortunately for Peter, he has more money left over at the end of the month that the other way around - like some of us. We have more month left over at the end of the money.

The story of Peter is an analogy. "Peter Gordon" is actually Procter and Gamble. And just like us, PG has money coming in and money going out. What's left over at the end of the day is "profit." Or as the financial statement calls it, Net Income form Continuing Operations.

In a recent Supreme Court decision, the Court decided that "corporations were people." Just a few months ago, Mitt Romney said the same thing. He said, "Corporations are people."

So what's really going on here? You have income. Over your 40 year working career, if you earn an average of $40,000 a year, you would make 1.6 million dollars. Now, I understand that there are all kinds of expenses to pay and that money is going to get cut down to size pretty quickly.

But, how much do you have left over after those expenses? How have you managed your expenses. As a former KO executive told me, "David, the question you need to ask is this: 'Am I managing my business of is it managing me?'"

Regardless of your current age, that's a question that you need to be asking yourself. If your business is running you, what are you going to do about it? Nothing? Good luck, then. You have to start managing it - because no one is going to do it for you. At least not as good as you can do it!

Once you put your house in order and get rid of those things that are sucking the live out of your company, then you will have the opportunity to start making some real progress. They say it takes money to make money. You know what? For the most part, they're right. if you don't have anything to reinvest back into yourself, then we are going to have an uphill battle. Even if you begin with as little as $100 a month, it's a start. Next year it can be $150 and so on.

Once I created a positive cash flow, I started to invest in dividend growth stocks. Companies that I am particularly fond of are: ABT, MO, T, KO, CL, JNJ, MCD, PG, WMT, XOM and KMB These are Dividend Champions with a long history of paying dividends, a history of increasing those dividends at a greater rate than inflation, and they have the earnings stream to continue those dividends moving forward.

In the Dividend Contenders, I am long CVX, COP, CAT, and SJM. Pretty much the same reasons as in the Dividend Champions.

In the Dividend Challengers, I am long INTC, LMT, RTN, PCG, PEG, RAI, VZ, MSFT and WM.

These companies pay me dividends. They are additional sources of income for my personal company. In addition to my salary, commissions, and bonus program, I have an income stream that is being reinvested back into additional shares of stock. Over time, the income being generated for my company, by these dividend payers is more than my current income derived from my labor.

Did this take place overnight? No, it didn't. Will it happen for you overnight? No, it won't. I will guarantee you one thing, though. If you don't get started managing your own company it will never happen for you. Take that to the bank. Lack of commitment and lack of formulating a plan of attack will result in your being right where you are today.

All that I am suggesting is that you take a different look at your own business. Your "Peter Gordon." How well are you managing the day to day affairs of your company and what are you doing to turn it into a successful one - with enough "Net Income from Continuing Operations to reinvest in your business and turn yourself into a cash cow?

Just Sayin'.

Disclosure: I am long ABT, MO, T, KO, CL, JNJ, MCD, PG, WMT, XOM, KMB, CVX, COP, CAT, SJM, INTC, LMT, RTN, PCG, PEG, RAI, VZ, MSFT, WM.

Source: A Different Dividend Investing Perspective: Are You Running Your Company Or Is It Running You?