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Below are three bank stocks which are going ex-dividend during the week starting 5th March 2012. They have been screened for a market capitalization above $1 billion, as any smaller makes them too speculative. Although only UBSI has a dividend yield of over 4%, CBSH and UMBF have 5 Year Dividend Growth Rates of 13.98% and 6.07% respectively, to make up for the lack of a bountiful yield.

Commerce Bancshares, Inc. (NASDAQ:CBSH) goes ex-dividend on Wednesday, March 7, 2012.

It has a market capitalization of $3.43 billion. For fiscal Q4 2011, the company generated $161.76 million in net interest income, and $61.50 million in net income. Total assets amount to $20.65 billion and total deposits at $16.80 billion. Total liabilities stood at $18.48 billion, with long-term debt totaling $111.82 million.

Key banking metrics for CBSH:

The company has a Return on Average Equity of 11.39%. Tier 1 Capital Ratio of 14.71. CBSH has an Efficiency Ratio of 60.71% and Net Charge-offs/Average Loans have decreased by 23 basis points year-over-year to a current 0.68.

At its most recent closing price of $38.53, its Price-to-Book is 1.58. Its upcoming distribution of $0.23 represents a dividend yield of 2.39%.

United Bankshares, Inc. (NASDAQ:UBSI) goes ex-dividend on Wednesday, March 7, 2012.

It has a market capitalization of $1.50 billion. For fiscal Q4 2011 the company generated $71.99 million in net interest income, and $20.26 million in net income. Total assets amount to $8.45 billion and total deposits at $6.82 billion. Total liabilities stood at $7.48 billion, with long-term debt totaling $345.37 million.

Key banking metrics for UBSI:

The company has a Return on Average Equity of 8.17%. Tier 1 Capital Ratio of 12.60. UBSI has an Efficiency Ratio of 51.47% and Net Charge-offs/Average Loans have increased by 84 basis points year-over-year to a current 0.25.

At its most recent closing price of $29.82, its Price-to-Book is 1.55. Its upcoming distribution of $0.31 represents a dividend yield of 4.16%.

UMB Financial Corporation (NASDAQ:UMBF) goes ex-dividend on Wednesday, March 7, 2012.

It has a market capitalization of $1.70 billion. For fiscal Q4 2011 the company generated $79.53 million in net interest income, and $23.26 million in net income. Total assets amount to $13.54 billion and total deposits at $10.17 billion. Total liabilities stood at $12.35 billion, with long-term debt totaling $6.53 million.

Key banking metrics for UMBF:

The company has a Return on Average Equity of 7.83% and Tier 1 Capital Ratio of 11.20. UMBF has an Efficiency Ratio of 75.98% and Net Charge-offs/Average Loans have decreased by 5 basis points year-over-year to a current 0.48.

At its most recent closing price of $42.02, its Price-to-Book is 1.43. Its upcoming distribution of $0.205 represents a dividend yield of 1.95%.

Source: 3 Bank Stocks Going Ex-Dividend This Week