The 4% Portfolio is designed to provide a smarter way for retirees to follow the 4% rule without having to sell a portion of their stock portfolio each year. Our portfolio is based around financially sound corporations spread across multiple industries who reward investors through regular dividend payments. When invested evenly among the stocks in our Portfolio, an investor will yield at least 4% in dividend income each year.
I have been a fee-only financial planner since 1986.
I practice in the Upper Peninsula of Michigan.
Politically, I am more Libertarian than anything else.
I mostly follow a dividend growth investing method and employ no-load mutual funds, ETFs, dividend stocks, REITs, and MLPs to create retirement portfolios.
Semi-retired old f......t who is still learning how not to get burned in the market. Very small retirement portfolio, which is making me progressively more cautious. Living in central California, but, if my health declines further and I am forced to surrender my part time position, considering moving back to my Texas home state to a small, inexpensive town near the DFW area, where my better half and I can exist on my SSA and her modest job....