What Will $2 Million Get You In Retirement? [View article]
Doug, Interesting article. I wasn't clear about one thing. You say that they had 70% in US value stocks. Did I understand correctly that you moved out of the value fund and replaced with these 6 dividend stocks? That means that you put $1.4m of their retirement portfolio in 6 stocks? Did I misunderstand or is that your model? Curious why not cut their stock expsoure and add some preferreds or MLP's? Keep up the good work
Thanks for your comments. Lapid actually raised it as percent of GDP as well. According to Israelhayom, "Last week, Lapid raised the 2013 budget deficit target to 4.65% of GDP from 3%. The 2014 target was lifted to 3% of GDP from 2.75%. He had wanted a 4.9% target this year but backtracked after Standard & Poor's cut Israel's local currency sovereign credit rating last week, citing "recent fiscal slippage." http://bit.ly/YCurwi
Retirement Planning With 'Buckets' Of Money [View article]
Thanks and you are right about the SS benefit and Inflation protection although last year, keep in mind there was no indexing to inflation on SS benefits
Retirement Planning With 'Buckets' Of Money [View article]
David--Thanks for the compliment. You are correct that investors should have more bucket 3 exposure decades before retirement. Maybe that's another article. My point here was specifically for retirees. As for your cynicism( which I wholeheartedly agree with) about the fee's as a hidden agenda, it's a wonder to me why they don't try to incorporate secondary market non-traded reits. As I mentioned on the IPO these are profitable only for the advisor but leave client with a huge commission to pay. Once you get past the IPO stage, and they trade 15% lower than IPO price, they become very interesting.
Retirement Planning With 'Buckets' Of Money [View article]
It sounds that you may be a bit stock heavy. On the other hand, when you factor in your wife's income/cash and cashing out of your business you may have more than enough money to meet your retirement needs, and as such you could have a greater equity allocation in order to actually grow your assets. For retirees, this is a luxary that they don't have, and have to be more conservative in their planning approach.
How To Profit From Financial Armageddons [View article]
Moon Kil-- I would agree that cahs is safe, but if you are trying to make money in a bad market, the only surefire way is to short.... then if market drop you profit...But I do agree, that for investors with uneasyness, cash is king
Current Market Meltdown a Potential Bonanza for Future Retirement Portfolios [View article]
Cliff--I am not saying that there may not be a bit more downside. It's just that as an entry point now is an interesting time, if you have a long term outlook. Wile macro economic situation is no good, corporate America is doing very well. I think in the not too distant future investors are going to focus on that.
Historical Portfolio Returns Irrelevant for Today's Retirees [View article]
Retailinvestor-- u are right.Part of the point of this piece was to fit the allocation to her specific needs. Too often I see clients that have 'off the shelf' retirement portfolios that don't take their individual needs and circumstances into account.
Dividend Stocks May Be a Good Retirement Strategy, But Protecting Your Principal Is Better [View article]
Great conversation, guys. You all are presenting really good ideas for different dividend stocks. My point is for retirees -- who may need to dip into principal to meet their monthly objectives -- dividend investing is part of the strategy, but not a comprehensive solution in and of itself.
What Will $2 Million Get You In Retirement? [View article]
Curious why not cut their stock expsoure and add some preferreds or MLP's? Keep up the good work
Israeli Budget Cuts? Not Exactly [View article]
Thanks, unfortunately like most of the world, no one looks at the details to see what is exactly in the budget.
Israeli Budget Cuts? Not Exactly [View article]
Thanks for your comments. Lapid actually raised it as percent of GDP as well. According to Israelhayom, "Last week, Lapid raised the 2013 budget deficit target to 4.65% of GDP from 3%. The 2014 target was lifted to 3% of GDP from 2.75%.
He had wanted a 4.9% target this year but backtracked after Standard & Poor's cut Israel's local currency sovereign credit rating last week, citing "recent fiscal slippage." http://bit.ly/YCurwi
Olympic Investing: Can Colombia Bring You Gold? [View article]
Argentina As A Blueprint For Greece [View article]
Argentina As A Blueprint For Greece [View article]
Retirement Planning Is All About Your Expenses [View article]
Retirement Planning With 'Buckets' Of Money [View article]
Retirement Planning With 'Buckets' Of Money [View article]
Retirement Planning With 'Buckets' Of Money [View article]
How To Profit From Financial Armageddons [View article]
Current Market Meltdown a Potential Bonanza for Future Retirement Portfolios [View article]
Historical Portfolio Returns Irrelevant for Today's Retirees [View article]
Historical Portfolio Returns Irrelevant for Today's Retirees [View article]
Dividend Stocks May Be a Good Retirement Strategy, But Protecting Your Principal Is Better [View article]