A full time investor in stocks, bonds, options, and real estate who previously worked as a financial/investment journalist/analyst. Previous industry stints include privately held SageOnline Inc. - where he held multiple positions - as well as Multex.com, acquired by Reuters, where he was an equity research editor. Aloisi is a cum laude graduate of Penn State University, currently residing in native South Central Pennsylvania with his wife and 2 children. Income investing has become his focal interest due to the challenges that the ZIRP environment presents. Not an advocate of any single portfolio strategy, he promotes a "go anywhere" philosophy predicated on value, forward thinking, sustainability, and personal objectives. While the past may be instructive, Aloisi cautions on over reliance. In his free time he likes to talk politics, play the piano, garden, and go antiquing. Mr. Aloisi was recently elected to a 4-year term on his local school board, garnering the most votes out of 6 candidates.
An individual investor, and diligent saver, active in the markets for 30+ years. An unexpected early retirement has forced a change in portfolio strategy from a bias towards sustained growth to a bias towards sustained income. This is an ongoing process primarily focused on upgrading the credit quality and yield of the portfolio's holdings.
The goal is to generate a 6% yield on invested funds while incorporating appropriate risk management techniques to preserve capital. Specific consideration is given to:
•Stock Selection Criteria
The portfolio is anchored (15 - 20%) by preferred stocks and exchange traded notes which serve as a proxy for fixed income. These issues have higher dividend yields / coupon rates which allows greater latitude when selecting common stocks while still maintaining a 6% portfolio yield. Fixed income investments are intentionally minimized in favor of equities.
I'm a Verizon retiree, married with 2 sons and a daughter-in-law, and live on Long Island, New York. I prefer using ETFs and focus on sectors according to business cycle positioning. I think of myself as self-managing my portfolio but rely on trusted advisory newsletters.
Wholesale distributor to state and National Parks.
Involved for decades in the precious metals trading sector. Still enjoy the consideration and thought processes to keep me sharp...I thrive on learning and consider SA to be a superb resource for quality information. The differing perspectives and methodologies are intriguing and on occasion provide an insight I haven't previously utilized.
Best wishes to all,