Comments on Bill West's articles RSS Syndication from SeekingAlpha.com http://seekingalpha.com/author/bill-west/articles http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-171075 171075 Wed, 21 May 2008 11:13:23 -0400 what V price should be? 50?? 40?? 30??
i think you stay with penny stock buddy]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170757 170757 Tue, 20 May 2008 18:52:57 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170671 170671 Tue, 20 May 2008 15:19:33 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170371 170371 Tue, 20 May 2008 07:47:06 -0400
haha]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170281 170281 Mon, 19 May 2008 22:49:07 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170264 170264 Mon, 19 May 2008 21:46:05 -0400
investmentaction.blogs...]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170247 170247 Mon, 19 May 2008 20:02:55 -0400 Anyone use Options as an investment tool on MA and V?

investmentaction.blogs...
]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170174 170174 Mon, 19 May 2008 16:28:20 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170114 170114 "the processing fees of 1 to 4 percent that are paid directly to > MasterCard and Visa" ... You are so far off base here. These fees > are paid to the banks by the merchants, not Visa or Mastercard. The > banks have an agreement between them on how a fee collected by a > Merchant's bank is "shared" with the Cardholder's Bank. Beyond the > obvious profit motive, these fees are reduce the risk to the banks > for credit card fraud (or did you think they were really just assuming > that libility).]]> Mon, 19 May 2008 13:55:32 -0400 Baised on a 91 day quarter, they pulled 83,943 transactions per minute.
I don't care what the processing fees are, Visa is making money hand over fist at that rate.

I thought Amazon had a great holiday season with 62 transactions per second, but Visa had 1,400 per second at the above rate.


On May 19 01:20 PM jmho wrote:

> "the processing fees of 1 to 4 percent that are paid directly to
> MasterCard and Visa" ... You are so far off base here. These fees
> are paid to the banks by the merchants, not Visa or Mastercard. The
> banks have an agreement between them on how a fee collected by a
> Merchant's bank is "shared" with the Cardholder's Bank. Beyond the
> obvious profit motive, these fees are reduce the risk to the banks
> for credit card fraud (or did you think they were really just assuming
> that libility).]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170106 170106 Mon, 19 May 2008 13:42:06 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170098 170098 Mon, 19 May 2008 13:20:56 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170060 170060 Mon, 19 May 2008 12:23:51 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170043 170043 Mon, 19 May 2008 11:57:55 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-170039 170039 Mon, 19 May 2008 11:50:18 -0400 judiciary.house.gov/he....

Visa and MasterCard earn their income on processing transactions and the volume that passes through their systems. Yes, a recession lowers their volume, for a time. In the long run we always come out of a recession and cardholders resume purchasing and cards are becoming the norm for making payments. The people that lose if Governments continue to regulate will be the Banks that Issue MasterCard and Visa cards. Not MasterCard and Visa.

They may have to play by new rules but their role remains the same and frankly what they can offer as services in their new for profit mode can only increase their bottom lines.

Long term these two compnanies are good buys for long term investors. Pick your time and hold is my recommendation.]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169914 169914 Mon, 19 May 2008 07:42:14 -0400 seeksomething.com]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169829 169829 Sun, 18 May 2008 22:39:32 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169778 169778 Sun, 18 May 2008 18:35:31 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169705 169705 Sun, 18 May 2008 13:24:19 -0400 Now that they are demutualizing, the banks which held them in check will slowly be replaced as a constituency in the decision making.

I would not worry about Government intervention in any country. The government, especially the Chinese government, wants to encourage people to migrate from cash so they can monitor the underground economy

V/MC will both be monster winners for a long time. Once PAY can find a way to fix their internal financial problems, they will be a winner too. ]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169685 169685 Sun, 18 May 2008 12:35:50 -0400 visawinners.blogspot.com/ This site Is 100% for Visa Investors!]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169655 169655 Sun, 18 May 2008 11:38:45 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169639 169639 Sun, 18 May 2008 11:11:13 -0400 Visa of course - More shares for your dollar and more profit per share
Everybody out there knows that the more shares you own the more profit that you will make in dividens and the forward price increase
I own Visa and am glad I do
TKTK53]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169629 169629 Sun, 18 May 2008 10:43:43 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169622 169622 Sun, 18 May 2008 10:35:54 -0400 Reads like the column was "phoned in" ...Of no particular importance or enlightenment ..Mundane, at best ...
Golly, the cashless society will continue to grow ? What a revelation, Duh !!]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169602 169602 Sun, 18 May 2008 09:43:11 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169601 169601 Sun, 18 May 2008 09:42:43 -0400
“The numerous bank and merchant associations will square off on Capitol Hill, complaining or justifying the “processing fees” of 1 to 4 percent that are paid directly to MasterCard and Visa.”

You have confused merchant bank processing fees (about .5%) and issuing bank interchange fees (about 1-3%) charged in connection with the retail transaction with the transaction processing and services fees paid by the merchant banks and issuing banks to the operators of electronic payment networks such as V and MA.

Transaction processing and services fees are fractions of a cent per transaction but are levied on billions of transactions and are lifeblood of the retail payment networks. For example in 2006 V processed over 44 billion electronic payment transactions representing over $3.2 trillion in cash and payments volume. For the 12 months ended September 30, 2007 V earned fees of just over $3.9 billion which represent an average cost of around .1% per dollar of transaction volume.

For an excellent description of the retail electronic payments business and how it operates see the V form S-4 filed with the SEC, page 144. www.sec.gov/Archives/e...

]]> http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169600 169600 Sun, 18 May 2008 09:42:40 -0400 http://seekingalpha.com/article/77725-the-great-mastercard-visa-debates?source=feed#comment-169585 169585 Sun, 18 May 2008 08:57:19 -0400 www.marketguru.com/opi...]]> http://seekingalpha.com/article/62995-response-to-larry-dignans-will-google-play-spoiler-and-bid-also?source=feed#comment-114573 114573 Mon, 04 Feb 2008 23:17:57 -0500
Hard to see why regulators would even examine a Google acquisition of Yahoo. Google is an advertising company. Does Google control even 50% of Global advertising revenues (I'm including TV, radio, internte, billboard)? I doubt it. In contrast, MSFT has a history of lawlessness.

]]> http://seekingalpha.com/article/62995-response-to-larry-dignans-will-google-play-spoiler-and-bid-also?source=feed#comment-114470 114470 Mon, 04 Feb 2008 13:42:31 -0500
The MSFT offer is a great deal for YHOO shareholders.

It's a terrible deal for MSFT shareholders.

I am the CEO of an ecommerce company. MSFT's problem the past 5+ years is a lack of vision and creativity. Buying a company that hasn't had a new idea in the same 5+ years does nothing to address that company. YHOO should JUMP at this opportunity before MSFT shareholders wake up and force Ballmer out. MSFT should spend 1% of that $46B to actually innovate.

(No direct position in MSFT, YHOO, or GOOG, but all owned long through index funds. And, I agree with your opinion that GOOG is a buying opportunity. Our PPC expenditures at GOOG are up significantly in 2008 YTD. And, we view that as a good thing.)]]> http://seekingalpha.com/article/55188-black-friday-retail-observations-tech-is-golden?source=feed#comment-103038 103038 Mon, 26 Nov 2007 09:17:43 -0500 www.bloomberg.com/apps...&"

People may be in the stores, but the numbers imply a bit of a
pull back on spending-- enough to be somewhat worrying.]]>