Welcome to my author's site. I hope you find my articles interesting and informative. A man-with-a-plan, I am utilizing knowledge gained from my business degree 25+ years in the business world and a similar number of years of investing experience, to manage my investments. I have created and maintain a stable and growing portfolio of individual US listed dividend growth stocks, over 30% of which are non-US based but headquartered in Canada, Great Briton, the Netherlands and Australia. I believe that asset allocation is the primary decision an investor must make considering his objectives, time frame and risk tolerance. I am fully invested and 90% of that is in stock. I believe that the small individual investor is often best served by low cost index funds. Stock picking, attempted market timing and frequent trading usually work to the disadvantage of the average small investor. However, you may define small as you like and nothing prevents any investor from emulating the market greats of our time such as Warren Buffett or Peter Lynch. Greater rewards can be obtained by buying and holding individual securities if one has background, the interest, the time and the disciplne to do so in an effective way. There are many ways to make money in the stock and bond markets. My approach to is to take ownership positions in successful large cap companies and hold them a number of years. Dividend Growth Investing is a conservative approach which involves lower than average risks and higher than average rewards. My writing experience began when I was a senior in high school. I was a local stringer for Maine's largest newspaper and covered school and amatuer sports. Concurrent with a successful career in the business world I wrote magazine articles, journal articles, short fiction, poetry and a devotional book. A long time student of security markets I immensely enjoy the opportunity to write for Seeking Alpha, which is a very high quality well run organization with excellent editorial support. It is also possibly the best business forum on the internet and I am proud to be a part of it. Most of my articles focus on several topics: Income Portfolio Strategy Mining Canadian Banks and Telecoms Best regards and good luck! -- Bob J
Ex pro athlete turned entrepreneur. Founder & CEO at BizON, an online marketplace where people can buy, sell and grow businesses or franchises every day. He is a thought leader on digital marketing & entrepreneurship through acquisition and a mentor to many entrepreneurs.
Full time husband and father, semi-retired electrophysiologist. Research analyst and portfolio manager of private family trust fund and venture capitalist. Interested primarily in consumer goods, technology, DGI, pharmaceutical stocks and options.
Mr. Melman no longer regularly posts comments. He has a fan club of stalkers who report most of what he posts. This caused him to be "suspended" for most of 2015.
If you are reading this and wondering if it applies to you, then yeah, it probably does. Thanks for nothing.
SA's brain-dead comment moderation policy, and the steady decline in article quality during 2015 as most authors have gone behind the "pay wall", makes this a lot less useful place than it was just a couple of years ago.
Having recently started building a long term strategy for a dividend growth portfolio, I am interested in improving and learning better ways to identify and evaluate the future great dividend stocks.
I put a lot of faith in numbers and math, but where I need improvement is avoiding this garbage in and garbage out tendency and better understanding FCF valuations and projections.