Are Streaks And Current Yields The Best Metrics For Dividend Growth Investors? [View article]
Thanks Craig...
Currently own Three from the Frozen Angel list ...Payx, Royal Dutch Shell and BCE. I also have a few on the near challenger list. I am conservative in having 90% in CCC listed stocks that both maintained and grew dividends during the last financial crisis.
Are Streaks And Current Yields The Best Metrics For Dividend Growth Investors? [View article]
Clayton...
Out of more than 50 Holdings I have only one bank BMO and one tech stock INTC. Highest in Consumer Staples, Energy/MLPs, Reits, Consumer Discretionary, Telecom, Utilities and Heath.
Are Streaks And Current Yields The Best Metrics For Dividend Growth Investors? [View article]
Craig...
I appreciated your thought provoking first article. I'm in the distribution phase of investing so I'm looking for a balance between yield income and dividend growth. I look to keep beta low - .7 or less. Have more than 50 equal weights stocks to reduce impact to income from any dividend cut.
What would you recommend for this stage of investing?
Let me join in thanking you for all you have done for the Dividend Growth community and for me personally. Along with you and "the other Daves" you were among the first I read on the Dividend Growth concept as I was struggling during my first year as a self-directed investor back in 2011. Your articles continue to make a difference my friend.
The Business Model Of The Dividend Growth Investor [View article]
chowder...
I post my numbers vs. the market only to show folks that you aren't necessarily giving up capital gains when you fully embrace the Dividend Growth stocks that make up the Dividend Champions, Challengers and Contenders.
Since I'm fully retired the number that matters most is increase in dividend income due to dividend growth. Strong earnings mean not only capital growth but dividend growth, provided of course that you choose the right companies.
What Will $2 Million Get You In Retirement? [View article]
Doug...
As you know with good Dividend Growth stocks, dividend growth more than handles inflation. My portfolio had growth in dividend income of more than 3 times the rate of inflation.
What Will $2 Million Get You In Retirement? [View article]
Doug...
You're right when you suggest that adding DG stocks reduce risk. In your chart you show your couple with 70% Value Stocks. Why not 70% Dividend Growth stocks and 30% Bonds as your recommended mix?
The Business Model Of The Dividend Growth Investor [View article]
cross...
My Dividend Growth strategy, one similar to Dave's is definitely working. Since starting in 2/2011 to the end of this month, my total return was 40.28 vs. 30.45 for the S&P 500 for the same period. When I back tested my portfolio's performance for 2002- 2011, it had an average return of over 10% vs. about 3% for the market.
My portfolio beta is.65 vs. 1.00 for the market. None of my stocks cut their dividend during this period. In fact the dividends grew.
If that's not beating the market I don't know what is!
Dividend Growth Investors - Prepare For The Correction [View article]
Cranky:
Thanks for clarifying your current positions. It seems that your feeling regarding your portfolio has changed since your May 11th reply to rnsmith:
"Ditto. I will keep all of my DG stocks and ETFs (forever)"
Now you say that when your retired ..."As for my asset allocation during that phase, I don’t know with any certainty. I could be 90% equities. I could be 90% bonds. I could be 100% cash."
Doesn't sound like forever to me. I'm concerned about the safety of having about 60% in bonds like you do currently. The latest issue of Barrons in an article entitled "Abandoning Ship on Bonds" stated "the real day that bonds died or at least outlived their useful purpose was May 7th when the yield on the Barclay's U.S. High Yield Index closed at 4.97%, the first time in market history that the average junkbond yield has fallen below 5%"
The Business Model Of The Dividend Growth Investor [View article]
Dave...
In my opinion one of your best. It is a business we're running here with our Dividend Growth portfolios and a job that I believe most of us take very seriously. I agree "its more fun running your own business that working for someone else's".Great quote! Great quote!
Are You Holding Overvalued Stocks And Wondering If It's Time To Sell? [View article]
Bob...
Great article. Like you I own the two BDCs that are Dividend Contenders. I like the fact that they have a track record during tough times of maintaining and even going their dividend.
Have been doing some rebalancing of my own in order to keep percentages in line.
Dividend Growth Investors - Prepare For The Correction [View article]
Cranky...
I'm afraid I have so many holes regarding your reply I don't know where to begin. First you tell us "I will keep all of my DG stocks and ETFs (forever)". When I ask for specifics You direct me to an article where you discuss ETFs that you "could" own not specifying which if any you in fact do own and what percentage of your portfolio they make up.
Next you state "The bond exposure in my accounts ranges from 40-60%". What is your current percentage of bond exposure?
Next you state "I sold out of gold - there's exposure in the tsx60" Now I'm really confused since you told readers you hold your DG stocks and etfs forever.
Next I'm not sure if by "my accounts" and "our collective accounts" you are referring to the same accounts. Please clarify.
By "cash which we have too much of" again we have a rather vague answer. Specifically what percentage of your personal portfolio in currently in cash?
You state your asset mix "certainly is evolving" Again I ask "Specifically how do you plan to adjust your asset allocation during the distribution phase of investing?"
I think you have made a great case for the fact that etf based portfolios because of their high beta need bond exposure of 40% to 60% as a margin of safety to prepare for drops in the market of up to 60%.
I still don't feel you have made your case that etf based portfolios with bond exposure of 40-60% have a margin of safety greater than a carefully selected diversified portfolio of equal weighted Dividend Growth stocks purchased at fair value.
Are Streaks And Current Yields The Best Metrics For Dividend Growth Investors? [View article]
Currently own Three from the Frozen Angel list ...Payx, Royal Dutch Shell and BCE. I also have a few on the near challenger list. I am conservative in having 90% in CCC listed stocks that both maintained and grew dividends during the last financial crisis.
Bob
Are Streaks And Current Yields The Best Metrics For Dividend Growth Investors? [View article]
Out of more than 50 Holdings I have only one bank BMO and one tech stock INTC. Highest in Consumer Staples, Energy/MLPs, Reits, Consumer Discretionary, Telecom, Utilities and Heath.
Are Streaks And Current Yields The Best Metrics For Dividend Growth Investors? [View article]
I appreciated your thought provoking first article. I'm in the distribution phase of investing so I'm looking for a balance between yield income and dividend growth. I look to keep beta low - .7 or less. Have more than 50 equal weights stocks to reduce impact to income from any dividend cut.
What would you recommend for this stage of investing?
Bob
Why I Am A DG Investor [View instapost]
Let me join in thanking you for all you have done for the Dividend Growth community and for me personally. Along with you and "the other Daves" you were among the first I read on the Dividend Growth concept as I was struggling during my first year as a self-directed investor back in 2011. Your articles continue to make a difference my friend.
Bob
My Q2 Dividend Growth Watch List [View article]
Nice example. Long DLR.
The Business Model Of The Dividend Growth Investor [View article]
I post my numbers vs. the market only to show folks that you aren't necessarily giving up capital gains when you fully embrace the Dividend Growth stocks that make up the Dividend Champions, Challengers and Contenders.
Since I'm fully retired the number that matters most is increase in dividend income due to dividend growth. Strong earnings mean not only capital growth but dividend growth, provided of course that you choose the right companies.
My Q2 Dividend Growth Watch List [View article]
I don't use stops.
I use the standard version of Fast Graphs.
Thanks for stopping.
Bob
What Will $2 Million Get You In Retirement? [View article]
As you know with good Dividend Growth stocks, dividend growth more than handles inflation. My portfolio had growth in dividend income of more than 3 times the rate of inflation.
Bob
What Will $2 Million Get You In Retirement? [View article]
You're right when you suggest that adding DG stocks reduce risk. In your chart you show your couple with 70% Value Stocks. Why not 70% Dividend Growth stocks and 30% Bonds as your recommended mix?
Take care
Bob
The Business Model Of The Dividend Growth Investor [View article]
My Dividend Growth strategy, one similar to Dave's is definitely working. Since starting in 2/2011 to the end of this month, my total return was 40.28 vs. 30.45 for the S&P 500 for the same period. When I back tested my portfolio's performance for 2002- 2011, it had an average return of over 10% vs. about 3% for the market.
My portfolio beta is.65 vs. 1.00 for the market. None of my stocks cut their dividend during this period. In fact the dividends grew.
If that's not beating the market I don't know what is!
Bob
Dividend Growth Investors - Prepare For The Correction [View article]
Thanks for clarifying your current positions. It seems that your feeling regarding your portfolio has changed since your May 11th reply to rnsmith:
"Ditto. I will keep all of my DG stocks and ETFs (forever)"
Now you say that when your retired ..."As for my asset allocation during that phase, I don’t know with any certainty. I could be 90% equities. I could be 90% bonds. I could be 100% cash."
Doesn't sound like forever to me. I'm concerned about the safety of having about 60% in bonds like you do currently. The latest issue of Barrons in an article entitled "Abandoning Ship on Bonds" stated "the real day that bonds died or at least outlived their useful purpose was May 7th when the yield on the Barclay's U.S. High Yield Index closed at 4.97%, the first time in market history that the average junkbond yield has fallen below 5%"
I hope this works out for you.
Take care
Bob
The Business Model Of The Dividend Growth Investor [View article]
In my opinion one of your best. It is a business we're running here with our Dividend Growth portfolios and a job that I believe most of us take very seriously. I agree "its more fun running your own business that working for someone else's".Great quote! Great quote!
Take care
Bob
Are You Holding Overvalued Stocks And Wondering If It's Time To Sell? [View article]
Great article. Like you I own the two BDCs that are Dividend Contenders. I like the fact that they have a track record during tough times of maintaining and even going their dividend.
Have been doing some rebalancing of my own in order to keep percentages in line.
Take care
Bob
Dividend Growth Investors - Prepare For The Correction [View article]
I'm afraid I have so many holes regarding your reply I don't know where to begin. First you tell us "I will keep all of my DG stocks and ETFs (forever)". When I ask for specifics You direct me to an article where you discuss ETFs that you "could" own not specifying which if any you in fact do own and what percentage of your portfolio they make up.
Next you state "The bond exposure in my accounts ranges from 40-60%". What is your current percentage of bond exposure?
Next you state "I sold out of gold - there's exposure in the tsx60" Now I'm really confused since you told readers you hold your DG stocks and etfs forever.
Next I'm not sure if by "my accounts" and "our collective accounts" you are referring to the same accounts. Please clarify.
By "cash which we have too much of" again we have a rather vague answer. Specifically what percentage of your personal portfolio in currently in cash?
You state your asset mix "certainly is evolving" Again I ask "Specifically how do you plan to adjust your asset allocation during the distribution phase of investing?"
I think you have made a great case for the fact that etf based portfolios because of their high beta need bond exposure of 40% to 60% as a margin of safety to prepare for drops in the market of up to 60%.
I still don't feel you have made your case that etf based portfolios
with bond exposure of 40-60% have a margin of safety greater than
a carefully selected diversified portfolio of equal weighted Dividend Growth stocks purchased at fair value.
Bob
Trade Down On Yield Without Losing Income [View article]