My investing style is conservative and value driven, and I always consider reward in relation to risk. I look for strong brands, loyal customers, and solid financials. I currently work as a financial services consultant for IBM. I have a degree in economics and a minor in finance from Princeton, and have passed level I of the CFA exam.
Caiman Valores is a Colombian based independent investigations and risk management consultancy. It specializes in South American listed companies and conducting regional economic and risk assessments. The principal of Caiman Valores "Matthew Smith" has over a decade of experience in the investment industry. During that time he worked in investment and risk management, investment advisory and corporate strategy. Over the years, he has spent considerable time analyzing investment solutions as well as designing and implementing risk management frameworks for two global banking institutions. Prior to embarking on a career in financial services he built a career in the field of risk management for government security agencies. He has travelled extensively through South America, speaks Spanish and enjoys learning about new cultures and languages as well as travel and adventure. Matthew has a Master of Business Law from the University of Sydney as well as a Master of Arts in International Relations and a Bachelor Degree in Political Science and Economics from the University of New South Wales. Please feel free to contact him regarding investments, writing, or speaking opportunities via email at firstname.lastname@example.org.
Moving along the continuum of time, I have been invested in the market successfully for 30+ years.
Part of the general diaspora from New York (Queens), and now an educator and self-taught (organic) rancher in West Central Texas I have always had a profound interest in geo-politics and history as it relates to economics. Possessing degrees in politics, electronic engineering, as well as education I have been fortunate to have traveled extensively and worked for several international firms, notably in Sweden and Canada before doing what amounts to missionary work in our public schools, as a teacher.
My investment philosophy is conservative, yet on occasion contrarian. For example commodities in the early 70's, presently high quality US dividend aristocrats presently - mixed with some well entrenched European securities that offer consistent dividends and growth upside. That said, I too believe long-term investment is the sine qua non for financial success - unless you are steeped in financial wizardry and luck, which I certainly am not. I have also constructed a firm inner ring of dividend aristocrats that allow my (outward) "concentric ring" to flourish. However, in a dangerously over bought market I have gathered the wagons and sold off those smaller European and global equities that have profited during our long bull run-up - while awaiting the inevitable 20 -30 % correction. I have always invested in dividend stocks, and will continue to do so; I do not "play the market". "Dividends are real money and do not lie" about a stocks overall performance. The goal always is to be equal to and greater than inflation - beyond the pablum of government disseminated statistics, to buy quality when others flee, to invest and not flip equities for a quick dollar, to hold on, but know intuitively by experience when to sell if, for example, a dividend is cut - or not.
I enjoy SA, and believe it is a positive forum for intelligent conversation concerning investment and economics.
Family Legacy Investment Corp is a corporation invested in Retail Sales (Interior and Gift Shops), Commercial Real Estate, Gold, Silver, and stock investing with a eye toward income and growth of capital. The CEO is Bill Daniel who prior to becoming an entrepreneur/investor had 20 years experience in the public accounting, small business comtroller/chief financial officer arena.
I have been a dividend investor since my retirement in late 2003. I diversify by sector, domestic vs. international, and by cap size. I do not invest in stocks that don't pay dividends. I am risk averse and limit my investment in a single equity to 1% of my total assets or less. As a result of this 'rule', I have more than 100 equities in my portfolio.
I am an independent investor. My investment philosophy stems from the teachings of Benjamin Graham, Warren Buffett, Charlie Munger, Seth Klarman, Philip Fisher, and Peter Lynch (among others). I tend to favor quality stocks with favorable future prospects that can be acquired at reasonable or cheap prices.
Please note the following disclaimer which applies to all of my writings on Seeking Alpha:
Disclaimer: This article provides opinions and information, but does not contain recommendations or personal investment advice to any specific person for any particular purpose. Do your own research or obtain suitable personal advice. You are responsible for your own investment decisions.
My investing style is conservative and value driven, and I always consider reward in relation to risk. I look for strong brands, loyal customers, and solid financials.
I currently work as a financial services consultant for IBM. I have a degree in economics and a minor in finance from Princeton, and have passed level I of the CFA exam.
I'm currently a JD candidate at Harvard Law School. Before HLS, I spent three years as a strategy and analytics consultant specializing in the Financial Markets and Wealth Management sectors. I received a BS in Finance from Wake Forest University graduating Phi Beta Kappa, Beta Gamma Sigma, Magna Cum Laude and I was awarded the school's Finance Award which goes to the top finance major.
I consider myself a value investor. I tend to focus on earnings rather that cash flow and I believe in defensive investing.