I'm an architect living in Berkeley, CA with my wife and two sons. I was blessed with an aunt who lived frugally and compounded her savings interest over forty years to make everyone in her extended family relatively wealthy. Now, I'd like to pass on her strategy to the next generation.
I am a Financial Analyst and maintain my own Site http://www.everythingaboutinvestment.com where i put the articles regarding investment so that it can help each and everyone around the globe to get an detail insight into Investing and Investment.
After 42 years in the construction industry as an IBEW inside wireman-electrician
I feel fortunate to have a pension. I value all the insight from the contributors
to this web site! With 300k in IRA's @Vanguard and 30k in joint acct,I hope to
attempt some trading and options also.
seeking alpha and advice
Kate Stalter is the founder of Better Money Decisions, an asset-management firm with offices in Albuquerque and Santa Fe, New Mexico and Scottsdale, Arizona. She is an expert investment columnist for numerous media outlets including Forbes, US News & World Report, Benzinga, TheStreet.com and Morningstar, and is a frequent on podcasts and radio shows, discussing investment topics. Better Money Decisions implements stock-and-bond portfolios using an asset-allocation strategy with funds from Dimensional Fund Advisors. Kate is a Series 65-licensed investment advisor representative, and has a Master's in Business Administration from Northwestern University's Kellogg School of Management.
Kate Stalter is a columnist for RealMoney.com, MoneyShow.com and Morningstar Advisor. Stalter currently hosts “The Small Cap Roundup” on TFNN.com, every Tuesday and Thursday at 11 a.m. Eastern. She serves as editor of the “Low-Priced Leaders” newsletter, also at TFNN.
From 2001 until 2010, she was a market writer at Investor's Business Daily and presented the "Market Wrap" and “Daily Stock Analysis” videos at Investors.com. Stalter co-hosted webcasts with TDAmeritrade, and regularly taught IBD investing seminars nationwide.
She received her MBA in finance and marketing from the Kellogg School of Management at Northwestern University.
You can follow Kate on Twitter @katestalter and receive her free monthly newsletter at www.katestalter.com
I am a retired guy who has a government pension and Social Security income which provide enough income to live on. I also have a small portfolio of investments and am learning about how to manage that myself. It is split between dividend generating equities and some that are speculative but don't deliver dividends. I have made some dumb moves (in hindsight) but feel that I have also learned from some of my mistakes.
Recently I've been "improving" my holdings, buying higher quality equities although they don't pay as high a dividend as some of the others, but when Fidelity tells me that I am down 12 to 20% on my dividend generating positions, I don't like it and so am making changes to improve that. As I said, I am learning and one of the main things I have learned is that it is probably usually better to take the turtle approach rather than the hare.
I'm a retired income investor. My primary concern is the dividend stream, with lower priority on the asset value. I do pay attention to the asset value, but only as part of my assessment of whether or not the income will continue to stay within my parameters.
Hi! I am "retired" by way of a disabling auto accident. That's not really how I envisioned "early retirement"... I don't recommend it to anyone. It happened 7 years ago when I was 45 years old.
The good news is my wife continues her professional career and I had better than average disability and medical insurance. And, we had Saved and Invested for that rainy day no one thinks will happen. Well, it can happen and you must be prepared.
I am a former Engineer and Project/Program Manager. I have managed very large budgets, technically complex projects and lots of people. Now the only budget I manage is my families and I only have to manage myself. I find the complexities of the markets intriguing.
I continue to learn about investing and trading. It keeps me going and focused on a complex task. I like contributing to my family through responsible management of our investments since I no longer go to work.
I invest in mutual funds, ETFs and some individual stocks with a goal for dividends and long term growth. I have some funds with a CTA - aggressive growth. I trade some equities usually with a 2-5 day "swing" strategy (high probability/mean reversion approach) and sometimes with technical analysis patterns. I also like working with options and option spreads. And, I like selling options in the week before expiration.