The first stock I ever bought was the Siemens semiconductor spin-off Infineon right in the middle of the Dot-com bubble and just shortly after their IPO. Of course I got burned on that one. Haven't touched a stock ever since. Then after my family and I moved from Germany to California in 2011 I started looking into the stock market again and found it quite intriguing. I opened a Roth IRA at Charles Schwab for my wife and one for me and started playing around first with an asset allocation between different bond and stock funds. Soon after I got rid of all that crap and started to buy stocks which provide us with actual income -- cold hard cash. My investing goal is to create a "reliable" income stream to grow our retirement accounts with dividend paying stocks while reinvesting their payouts in order to profit from the compounding interest over time, aka dividend growth investing. For my non-retirement savings I also hold some broad market ETF and the Schwab Dividend ETF mainly due to their low costs and half-decent yields over the regular savings accounts.
I've held a lifelong interest in individual investing, personal finance and retirement planning. I'm an attorney who is transitioning to a career as a Certified Financial Planner. I am continually seeking to improve my knowledge with respect to estate planning, retirement planning, taxation, investing and finance; this is a lifetime journey.
I very much enjoy reading articles and comments from the members of the Seeking Alpha community; I think that there are many interesting perspectives shared here, and even some pearls of wisdom dropped, on occasion!
Sites that I read for retirement planning and investing info -- Forbes, the Wall Street Journal, Barron's, Fox Business, Businessweek, the Motley Fool.
Retired. Began doing my portfolio in 2007. Slowly building a dividend driven portfolio. Very picky on stocks rarelly holding on to anything very long that has high debt. Like to build a position then wind it down until the base price on some core shares are throwing a high yield.
I am 65 years old. I have been been both managing my portfolio and managing to live off of the capital gains and dividends for the past twenty years. My average yearly return has been 17% over this period. Constant vigilance, hard work and a lot of luck contributed to the results. Now that Social Security has kicked in, albeit not nearly covering my expenses I have decided to cut down both the time and intensity of my efforts. I am willing to give up the home-run stocks that appreciate 1000% although, I must admit, some lucky picks did goose my long term performance. I am now seeking a less volatile portfolio with a goal of returns of 10% a year. I am focusing on a core portfolio of "Quality Dividend Achievers" which are dominant in their industries, have A balance sheets and most, importantly, have raised their dividends for 20+ years. This is the increasing dividend stream section of my holdings. The other element are the "High Yielders". The key to this is that even if dividends don't grow, at least they won't be cut. Of course, no one position can be too large as, inevitably, some will be crash and burn. Losses can then be minimized. If any company in the Quality camp stops raising the dividend, it is sold. Likewise if a High-Yielder cuts the dividend it is sold.
Retiree who took cash instead of pension in year 2000. Over the past 7 years I have been gradually switching my portfolio over to dividend stocks. Long in: T MO BMY DUK EPD KRFT PM SEP SE CVX CL BRK.B JNJ PFE VZ GE KMB C BLK BIP INTC VNQ SDY XOM.
Working and investing in the US since the early 90's. Would be considered conservative having limited myself almost exclusively to mutual funds during much of that time. Now branching out into ETFs, individual stocks and other vehicles. Having grown my hazelnut, now getting a little more adventurous with some "fun" money. Greatest interest is in safe retirement portfolios throwing off useful levels of income with small risk of capital loss.