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Carl Dincesen's  Instablog

Carl Dincesen is a tax exempt bond credit risk consultant for institutional and individual investors. He also provides consulting services for monocline financial guaranty insurance companies and public infrastructure project finance. Carl was employed at Ambac Financial Group for 18 years,... More
My business:
Municipal Credit Insights
My blog:
municipal-credit-ins...
  • Affordability vs. Medical Insurer Earnings
    Affordability vs. Medical Insurer Earnings - Odds against the Public Option Plan are increasing
     
    It is well accepted that health outcomes are generally no better and in some categories worse than in Western Europe. Yet the price paid in the U.S. for healthcare is at least 50% higher per person or $830 billion more. It may come as a surprise, but total U.S. medical insurance company profits amount to a small percent of the $2.5 trillion in total current healthcare spending. It is only logical to conclude we are not getting what we pay for because waste and inefficiency are rampant. Why, because there is a direct cause and effect relationship between the desire to grow profits, a relatively small number, and wasteful non-productive spending, a massively large number.
    More »
    Tags: UNH, AET, AHCI, CI, WLP, CVH, Health Insurers
    Aug 13 10:43 pm | Link | Comment!
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