I was first interested in stocks and investing while in High School. With my first job I saved a significant portion of that and put it into various instruments i.e. Roth IRA and stocks mostly. I started college for Business Administration and continued teaching myself principles of investing and savings and good personal finance. I graduated with an MBA in Financial Planning from California Lutheran University in May of 2011. I have not worked in any capacity as a financial analyst but have significant experience in stock analysis mainly using fundamental methods but have recently started using technical analysis as well. A significant portion of my free time is spent with this hobby and I have a lot at stake as I have been investing roughly 40% of my salary for the last 16 years. I have a significant nest egg at the moment and hope to be partially retired within 5 years by 2019. I have been building a property rental and investment business and continue to build that and expand that. What does the future bring for me? I hope to continue building and growing my business as well as publish articles on investing and start a blog in the future as well.
I am 40 and would like to retire before 60. I am fortunate to work for a state government and I am vested in their pension. So, I am set when I turn 60+. Because I don't have to worry about saving for a normal retirement age, I have been able to put almost all of my savings towards the goal of early retirement, by investing in a taxable brokerage account.
I am a keen dividend growth investor with a new found passion in the stock market and buying income on sale. Although a fan of the lower risk DGI method, I am all in for financial freedom and attempting to retire by 30. I am therefore willing to take on more risk to get there and I am now investing into higher yield stocks predominantly MReits, BDCS and Reits. I firmly believe that this approach will get me there faster alongside investing in undervalued dividend growth stocks that will compound better in the long run. I am looking at a complete 50/50 split of DGI growth stocks for stability and 50% high yield alternatives.
Former financial adviser turned IT enthusiast. Still extremely interested in the market's machinations and how we derive value going forward from an individual equity investment standpoint. I hope the articles I write are helpful given my years in the business, and provide you with ideas to think about for your investment strategy(ies) going forward!
I am an individual investor nearing retirement (within the next 10 years). My portfolio is diversified among a 401k, an IRA, and a retail trading account.
I manage my 401k by tactically rotating between a varying mix of stock and bond mutual funds using momentum and trend-following strategies..
My IRA is managed by an outside firm who maintains it in a balance of dividend-paying stocks and ETFs, with an overlay of covered-call strategies. A portion is also maintained in cash to take advantages of opportunities as they arise.
I manage my retail trading account trading options based on overall market volatility using underlying vehicles such as VIX, VXX, XIV, and SVXY.
I have moved in many different directions as an investor. Now that I am within six to eight years of retirement, I have settled on a course of dividend growth investing. I want to share tales of my journey, including mistakes I have made along the way and illustrate where I am at currently in my investment journey.