Clark Troy has worked in the financial services world since 2000, and is currently a Financial Advisor at DWM Advisors, registered investment advisor in Durham, NC. He has completed the educational and exam requirements towards a CFP® certification. He worked for years as a management consultant in the financial services industry, first as a hands-on consultant who helped firms including investment banks, hedge funds, and life insurers and reinsurers redesign processes and implement change, then as an industry analyst who produced research on industry trends and advised life insurers and the technology vendors who serve them. Clark holds a Ph.D. in Russian Literature from Columbia University and a B.A. in Russian Studies from Yale University. He is fluent in Russian and has varying degrees of competency in Spanish, French, German, Serbo-Croatian, and Slovene.