Family Manager, supporting my wife in our family business. Graduated in physics and astronomy, living on GMT+1.
Stock speculations since 1994. Founded a blog "Forticus the transparent stockholder" in 1999, reporting buys and sells, value analysis and gambling toiletpaperdotcoms. Homepage died with the dotcom bubble.
In 2015 I got interested in dividends, some seven years before retirement. I got long BP, MCD and others. In June 2015 I took my 16 yr old son to get gas at "our" station and had lunch at "our” restaurant while talking investment basics. To be repeated.
May'16: Discovered the universe of CCC and plan to learn about REITs as a replacement for rental property, which is no option for retirement: I seek for Time and Location Indipendence (TLI).
I am a retired surgeon and have been investing my own money for 35 or so years. I played rhe mutual fund game for most of that time and took my lumps with everyone else . As I neared retirement, I realized that I had no faith in MPT and began to search for something else. I found SA several years ago and have been a regular reader ever since. I have been around since the days of "NotBob," "JustSayin," "YoYoMama," " Tweedn" and others that I can"t remember. Through the contributions of these folks and those who have come along since, I have been totally converted to DGI. Some might say I have been a lurker, but I prefer to think of myself as a learner.
I'm a dividend growth investor in my mid 30s. I invested in poorly performing mutual funds in my 20s, but in the last couple of years have transitioned towards equities. Although the bulk of my stocks produce income, I also invest in stocks which are more oriented towards capital appreciation. Since I switched to a more entrepreneurial career, I'm hoping to live off my current dividends until I can get a reliable income stream going again. Think of me as a young retiree!
52, trying to save for retirement, college for teenager, and a few fun family activities. Long many of the usual suspects (GIS, DUK, HSY, MMM, CMI, SO, GE, CVS, WAG, among others) and trying to increase savings. Burned by BAC, TYC, and GE and a couple of others while chasing yield; still smarting but learned from those hard lessons and doing much better now. Finally off the mutual fund racket except for a 401k that doesn't allow investment in individual stocks. Firm believer in buying and holding and DGI. No options.
Defensive / Value investor. Practice 5 P's ( Protect, Preserve, PATIENCE, Perspective and Prudence ). 30 years investing with last 15 using SWAN disciplines. Next 20% correction converting to ALL IN DGI with no ETF's , funds, CEF's or Bond funds. Hopefully this can take place over next 3 years by 2019/2020............. Semi retired with a current portfolio of 60+ stocks, commodities and a handful of funds all with Vanguard. Looking to focus on Higher Quality stocks by end of 2017. Zero debt is the only way to get to SWAN heaven for those that are not there yet......... Live in the Boston / New England area my entire life. Avid follower of Chowder, DVK, Mr. Fish ( thank you x10 ), Mr. Nadel, Mr. Wells, Chuck C., B/H 2012, Rose, PTI, and many others for past 10 years of contributions to SA community. Worked high tech industry for 25 years, survived dot com crash ( learned the hard way about diversification ). That one wake up call (DOT COM crash) was the FINAL wake up call and I am now 100% convinced that the slow and steady route will build wealth vs. the typical (CNBC) trade mentality of trying to buy low and sell high. IMHO the KISS method is the only way to SWAN. Don't get me wrong I will only purchase fair to under valued , sometimes deeply undervalued but never over value. I use a combination of M* , Capital IQ , Fast Graphs and Merrill for FV analysis. Utilize Young Intelligence Monthly Report to maintain sanity towards world and financial events. Only DRIP at FV or lower valuations and Core positions will DRIP unless drastically over valued. Adjust auto DRIP on a qtrly basis. Will accumulate divys otherwise and apply to best FV at min.1k and above increments focus is on quality vs income. Not taking any distributions at this time. New capital each year is 6500 x 2 = 13k into ROTH each January. Plan is to continue for next 9 years then start distributions in 2026.
Update Jan 7, 2017
Port breakdown: 70% Stock, 15% Bond funds, 13% Cash 2% Commodity
Current Portfolio by Div %: Top 30 of 62 represent 70% of equity DIVIDEND income. Remaining 30% of income from bond funds / mutual funds ( none listed but all Vanguard ) and smaller positions. MF's will be converted into individual stock after next correction of 20% or greater.
GOAL: 50 stocks paying 1k/yr each by 2026. Currently at 60% of goal.
No GIC sector > 16% of income. Utility and Income- Preferreds at 16%.
TOP 30 BELOW
3.9% WFC-PL ( Preferred stock )
3.9% AMLP ( ETF )
3.9% TGP-PRA ( Preferred stock )
3.8% BAC-PL ( Preferred stock )
3.7% BDJ ( Large Value CEF )
3.5% SSW-PG ( Preferred stock )
2.5% BCX ( Energy CEF )
2.5% OHI (CR BBB-)
1.9% LXP ( BBB- )
1.7% GRX ( Health / Wellness CEF )
AES-P ( Preferred )
KMI ( BBB-)
GDXJ ( ETF )
ABX ( Gold Miner Hedge )
NG ( Small Gold miner Hedge )
Individual Investor with over 20 years experience.
Interested primarily in ETF's, contrarian views, dividends, quant, trend, volatility, asset allocation and in select economics data. The articles I write for SA are to help enlighten individual investors. Freedom to write about what's interesting in the world of ETFs and stocks is my passion.
I am a value investor to the greatest extent possible. I also favor dividend stocks. I try to be a buy-and-hold investor, but sometimes I can't avoid the tempation to ring the register or to accumulate the inevitable tax loss. The main thing I have learned is that I have lost more money by selling too soon than for any other reason. I reside in Henderson, NV.
Novice investor trying to take management of my portfolio into my own hands. SA has been great for picking up my informal education of the process, particularly DGI. I'm loving the process and enjoy soaking in the knowledge of some well informed authors willing to share their lessons learned. I'm looking forward to the performing my own "due diligence" followed by a "buy and monitor" thereafter. And hopefully soon I'll help others with articles of my own.
I am a 62 year old electrical engineer working for Entergy Corporation retiring February 2015 with 34 years service and 4 years active duty Air Force during Vietnam War Era. In October 2011 I switched my investment strategy to dividend growth investing (total return= capital appreciation + dividend yield+ dividend growth) after years of hit or miss methods and getting no where fast.
Kelley Wright's book "Dividends Still Don't Lie" and Lowell Miller's "The Single Best Investment: Creating Wealth with Dividend Growth" renewed my interest in the dividend growth investing strategy. I use F.A.S.T. Graphs, IQTrends, and the use of the CCC list provided by David Fish for my stock watchlists as well as other due diligence reading
I took my writing, research, and marketing skills and created my own Internet Marketing Services company, Cilderman Solutions, LLC.
www.CildermanSolutions.com - I hope you will stop by!