Craig L. Israelsen, Ph.D., is an Executive-in-Residence in the Financial Planning Program at Utah Valley University. He is the developer of the 7Twelve Portfolio (www.7TwelvePortfolio.com). He writes monthly for Financial Planning Magazine and is a regular contributor to the Journal of Indexes and Horsesmouth.com. His research has also been published in the Journal of Financial Planning, Journal of Asset Management (U.K.), Journal of Performance Measurement, Asia Financial Planning Journal (Singapore), Journal of Family and Economic Issues, and Financial Counseling and Planning. His research has been cited in the Christian Science Monitor, Wall Street Journal, Newsweek, Forbes, Smart Money Magazine, Kiplinger Retirement Report, Advisor Perspectives, Dow Jones Market Watch, Family Circle Magazine, Bottom Line Personal, and the Saturday Evening Post. He is the author of three books. His most recent book is titled: “7Twelve: A Diversified Investment Portfolio with a Plan” (John Wiley & Sons, 2010). He is married to Tamara Trimble. They have seven children (Sara, Andrew, Heidi, Mark, Nathan, Emma, Jared). Hobbies include running, biking, swimming, woodworking, and family vacations. He has competed in the Boston Marathon 5 times, but has never won.