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Cranky

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  • Pepsi Is A Decent Stock With A Healthy Dividend [View article]
    Incredible dividend history. A great long term hold historically. If management continues to execute this should pay off. It outperforms the market to a large degree over longer periods.

    Coke and Pepsi together can cover the sugar and snacks segment to a large degree. And with international exposure of course.
    May 27 06:17 AM | 3 Likes Like |Link to Comment
  • Are Bond Funds Riskier Than Bonds? [View article]
    Would add that from a recent suggestion - bond funds may not replenish with higher yielding bonds - as there may be a run on the fund and the manager would be forced to sell.

    Bond funds could face severe redemption issues that cripple future returns?
    May 27 05:50 AM | Likes Like |Link to Comment
  • When Nothing Works, What Do We Do? [View article]
    True. If people applied to the same discipline to investments as they do to paying their mortgage they would be much further ahead.

    I think we've done well on our real estate, having bought at the perfect (lucky) time, but I'm likely only getting about 5-6% real return, annualized. No major correction yet here in Canada.
    May 27 05:47 AM | 1 Like Like |Link to Comment
  • When Nothing Works, What Do We Do? [View article]
    Great, thanks for that gman. I will certainly give it a ride.
    May 26 08:30 AM | Likes Like |Link to Comment
  • It's Okay To Wait For A Dividend Cut Before Selling [View article]
    VIG has delivered a 55% total return from inception. Pretty solid numbers coming through and out of 2008-2009. That said, that 55% is simply a modest outperform of the s&p500.
    May 26 08:29 AM | Likes Like |Link to Comment
  • It's Okay To Wait For A Dividend Cut Before Selling [View article]
    I personally would have no idea how to navigate those waters. This may be a period when holding ETFs would be an advantage to an investor. One might be able to stay the course and keep reinvesting into the stock mix as the unit price declines - buying value.

    I skimmed the Vanguard VIG and looked at the top ten as a portfolio in this article...

    http://seekingalpha.co...

    The dividends of top ten increased through the correction from VIG inception May 2006. And the total holdings for VIG increased their dividends from 2007 through the correction to present.

    On income management chalk one up for the conservative VIG that looks for value, but certainly offers a lower yield.
    May 26 08:18 AM | Likes Like |Link to Comment
  • An Even Better Dividend Growth ETF Portfolio [View article]
    Thanks Joey. This would be worth considering for those who don't want to manage 40-60 companies.

    International diversification is important, and U.S. investors do not necessarily get that exposure to the degree that they might need by holding U.S. multinationals.

    I did some research on foreign profits and dividends here. Sorry, your dividend are not coming home any time soon...

    http://seekingalpha.co...
    May 26 08:02 AM | 1 Like Like |Link to Comment
  • When Nothing Works, What Do We Do? [View article]
    Thanks Boom Boom. Great site and portfolio tool. I would think that the PP would also serve in the wealth preservation phase as well. One might have to draw down against some assets that are performing well (gold?) but that would be a nice problem to have.
    May 26 07:56 AM | Likes Like |Link to Comment
  • When Nothing Works, What Do We Do? [View article]
    That's awesome, thanks. amazing what inflation can do. I will investigate the above further. much to chew on. thanks...
    May 26 07:52 AM | Likes Like |Link to Comment
  • A Winning Investment Strategy [View article]
    Agree. Many write on investing and on investing in individual companies and completely ignore the psychological implications. - when psychology is the most important factor.

    I occasionally get asked how one can get rich quick. Of course I answer that you can't. But trying to get rich quick is usually a sign that big losses are to come.
    May 25 07:28 AM | 2 Likes Like |Link to Comment
  • Risk Is Not A Singular Noun [View article]
    Thanks for that. Risk is certainly a moving target as well.
    May 25 07:10 AM | Likes Like |Link to Comment
  • That Was The Crash, Dummy [View article]
    It's not easy waiting for a real crash. But as you write, it will be easy to know you're in one.

    Until then, happy to plod along.

    Thanks again.
    May 25 07:01 AM | 2 Likes Like |Link to Comment
  • It's Okay To Wait For A Dividend Cut Before Selling [View article]
    It was Jeff Paul who wrote those articles on buying on the dividend cuts. Here's the returns synopsis from one of the articles.

    "As a group, the average total return through 2007 was an 89% gain since the cut announcement date, and 137% through 2010. This translates into approximate annualized gains of 11% and 10%, respectively. This handily beat the respective S&P returns of 41% (6% annualized) and 29% (3% annualized) for the same time periods."

    http://seekingalpha.co...

    Those were the cutters from 1999 period through a correction. Just to complicate things further.lol
    May 25 06:42 AM | 2 Likes Like |Link to Comment
  • It's Okay To Wait For A Dividend Cut Before Selling [View article]
    McDonald's offers a great lesson in investor patience.

    http://seekingalpha.co...

    Some tough times, but those who held on through the lean years and troubling times were rewarded.
    May 25 06:34 AM | Likes Like |Link to Comment
  • When Nothing Works, What Do We Do? [View article]
    I agree that's a solid plan. Companies with generous yield and low payout ratio tend to outperform the total market over time.

    I would encourage some asset and regional diversification as well.

    All said, dividends likely would not deliver an income stream that keeps up with inflation - if inflation returns to those lofty levels.
    May 25 06:27 AM | Likes Like |Link to Comment
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