Seeking Alpha

Cullen Roche  

Mr. Roche is the founder of Orcam Financial Group, LLC, a low fee financial services firm based in San Diego, CA as well as the founder of the popular financial website Pragmatic Capitalism.

Orcam Financial Group, LLC ( is a low fee financial services firm offering asset management, personal advisory, consulting and educational services. Pragmatic Capitalism ( was founded by Cullen Roche in the midst of the financial crisis of 2008. Mr. Roche foresaw many of the events that led up to the crisis and felt that the government was slow to react and when it did finally react, responded with the wrong medicine. While also providing relevant news and indicators the website remains ...More
  • Description: Registered Investment Advisor (RIA). Trading frequency: Infrequent
  • Interests: Alternative Investments, Bonds, Commodities, Developed International Markets, Dividend stock ideas & income, ETFs, Emerging Markets, Forex, Gold, Mutual funds, Options, REITs, Retirement savings, Stocks - long, Stocks - short, Tech stocks
Orcam Financial Group, LLC Orcam Financial Group, LLC is a financial services firm offering low fee asset management, consulting and educational services.
Pragmatic Capitalism The field of finance and economics seems to be filled with myths, misconceptions and misunderstandings. Pragmatic Capitalism is the personal blog of Cullen Roche that attempts to cut through the noise and describe the world as it is while providing answers to the toughest questions in finance and economics. ...More
Pragmatic Capitalism: What Every Investor Needs to Know About Money and Finance Being successful in the modern world of finance requires a more in-depth understanding of our global economies on a macro level. What does a shifting demographic cycle mean? How does the explosive growth of emerging markets matter? Why does the world’s population affect my portfolio? Does the global monetary ...More
Yes, The Business Cycle Is Real Dec 23, 2014