Dale Roberts is an Investment Funds Associate with Tangerine Investment Funds Limited, a subsidiary of Tangerine Bank wholly owned by Scotiabank. My articles are for information purposes only and do not constitute investment advice or an offer or the solicitation of an offer to buy or sell any securities. These articles are my personal opinion and are not those of Tangerine Bank or its subsidiaries. Remember past performance is not guaranteed and may not be repeated. Investment strategies are not suitable for everyone and you should always conduct your own research or speak to a financial advisor.
California boy now retired and living in Mexico. Investing interests include dividend growth Blue Chip stocks/ADRs, REITs, Preferred Stocks, ETFs. Given a recent need for more current income, I reconfigured my portfolio which is now about 53.3% in high yield stocks, yoc=4+%, which includes Preferred stocks (11.5%), and REITs (30%). A smaller percentage (30%) is in stocks yielding under 4%. I am favoring the REIT sector, obviously, which has done very well since 2000. https://novelinvestor.com/asset-class-returns/ and which I expect will continue to do so in the medium and long terms. On a sector basis, my top sectors are: REITS (30%), Cash (15%), Preferreds (11.5%), ETF (8.9%), Telecom (7%). Since I choose to hold no more than 25, ALL of my stocks are important to me, there really aren´t any Core stocks per se. That said, they are not equally weighted. My top five positions are: CASH (15%), T (7%), SCHD (6.3%), MMM (5.4%), DLR (3.9%).
My High Yield positions (over 4% yoc) holdings are: AHH, AMH-E, BIP, BPY, BRG-A, BXMT, DLR, EPD, EXR, HCN, LXP, LXP-C, MMP, NLY-E, STAG, T, VTR, WFC-L, WPC. My lower yielding stocks are: CONE, GE, MA, MMM, QTEC, QTS, SCHD, TWX. Non-dividend: FDN.
I have reconfigured my portfolio style for the last time. SA contributor Bruce Miller and his "Retirement Investing for INCOME ONLY" has really influenced me, as has Brad Thomas. I came to investing relatively late in my life and didn´t become a DGI investor until 2011 when I retired. In short order I discovered that I needed more current cash than the classic DGI approach would give me now. especially for my wife´s RMD. It seemed our portfolio sizes weren´t large enough to accomplish this and I didn´t have the time to let compounding work it´s magic. The SA DGI crowd doesn´t seem to ever advocate holding significant holdings in REITS and Preferreds for income, focusing primarily on dividend growth. I understand this, but it was not working for me. It seems they assume that everyone has a seven figure portfolio, or will have one by retirement time. So, my portfolio went from being 100% the classic Blue Chip DGI, to 53.3% high yield with modest dividend CAGR (5 yr 5% or better), of course this does not apply to Preferreds. I followed Bruce Miller´s investing philosophy, and Brad's on REITS and now my portfolio meets my cash needs. I like this 53/30 ratio and it works for me. Another ratio may be better for someone else.
Graduated from Westminster College with a degree in Finance. Did an internship with Northwestern Mutual as a financial planner. Working for Discover Financial Services currently. Planning on getting MBA with emphasis in Finance or Financial designations in the near future.
I have been an independent consultant since 1991 and am based near Frankfurt, Germany. Other occupations: investor, musician, blogger, -- as often as possible for profit and fun. My aim as the years go by is to increase the amount of both. I like meeting interesting people, so if you should visit Frankfurt, then drop me a line and we'll go for a coffee.
Though strikingly familiar in appearance, I hold no association with that dynamic, Insurance hawking Gecko. I am also not affiliated with that 1980's win-at-all-costs stock broker that so many greedy people seem to love. I'm just a plain old gecko, trudging through life on the corporate hamster wheel while dreaming and working towards the day when I can tell my employers to kiss my tail goodbye for the last time. My focus is income, but I also look for growth. Over time, I expect this shift to move primarily to income stocks. A Gecko cannot pay for fruity umbrella drinks without cash in his pocket afterall! I believe it is of the utmost importance to ease into the market. Buy small positions which you will not be tempted to sell. Look to add to those positions over time at better value points. Do not diversify for diversification sake. Rather, diversify naturally by finding great companies selling at compelling prices. Do this slowly and consistently and I believe you will be well rewarded in the future. Long: AAPL, ACRE, AMZN, ARCC, ARI, BRK/B, BWLD, CCP, CLDT, CSCO, CVS, DIS, FB, FLO, GILD, GOOGL, HRL, KHC, MA, MAR, MNST, MO, NEWT, NFLX, OHI, PCLN, PSX, RAI, SBUX, T, TGT, WPC
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/Eckhart Tolle/Bill Wilson. i have been a Friend of Bill's since 1990; love and tolerance is my code; to be of maximum service to others is my path; investing keeps me challenged. i am a long retired 76 year old criminal defense attorney and was totally ignorant of all this high finance. I am teachable, interested and love this forum. Although over the last years, my eyes get tired sooner and my mind share for the work required has diminished (but it is still better than mutual funds; imho). I am still involved and trying; what else is there? It is all a gift.
Natural resource economist, consultant, small business owner, living and working in SE Asia.
Investment approach is a mixed bag, mostly long and across a diverse range of sectors including tech, energy, health, retail, commodities, emerging markets, but some shorter term trading too.
Planning to retire in about 5 years, Investments mostly long stocks with some mutual funds in 401k. Learning as much as I can to position stocks for retirement, especially dividend growth stocks in an IRA account.