Daniel Moser holds an undergraduate degree from the University of Tulsa Collins College of Business, class of 2008, where his major area of study was finance and minor areas of study were economics and political science. His investment focus tends to be oriented in macroeconomics and he places a strong emphasis on asset allocation and total portfolio management. Currently, he holds a position in the commodity trading arm of a major integrated oil company located in Texas.
Physician, sailor, writer - retired at 54. Clinical Surgeon and former board member and president of a large multi specialty group. Discovered an aptitude for the financial aspects of managing a successful business. Seeks to identify macro trends impacting business sectors or economies before they are generally acknowledged. Investment style focused on good businesses out of favor with the market. Applying option strategies to maximize returns and minimize risk.
I am an experienced individual investor who has been trading merger arbitrage stocks and options since the 90's. I am a writer with a Master of Science from Northwestern University and I truly enjoy writing articles about the stock market. I try to look for opportunities where the odds are in my favor and there is a definite edge. On Seeking Alpha my articles will aim to provide insight and favorable risk/reward for the readers.However, I am not an investment advisor so any recomendations or ideas I write about in my articles, blogs, or comments shouldn't be taken as investment advice. I recommend using my writings as a starting point to which you should add your own research or that of an investment advisor.
"Any time you make a bet with the best of it, where the odds are in your favor, you have earned something on that bet, whether you actually win or lose the bet. By the same token, when you make a bet with the worst of it, where the odds are not in your favor, you have lost something, whether you actually win or lose the bet."
-David Sklansky, "The Theory of Poker"
I am a reformed MD, now with a finance MBA, and studying valuation independently by developing some conservative DCF models using FCF per share. You can make any investment work if you set a low enough discount rate.... that's one of the discouraging things about doing anything other than passive index investing. Forecasting isn't too accurate, those darn standard deviations are too wide. Margins of safety and alpha are rare and hard to separate from the noise.
We have a prominant Insurance Agency. As we deal with the complexities of the changing industry, I have made it a mission to fully explain in detail this mystifying "scam" like industry. By analyzing the financial statements and balanced combined ratios we can find the healthy companies from those that are just pumping rates up, but will lose millions / billions of consumer premium dollars because of it.
Im a rainmaker - if the agencies are selling the companies products, who else is? Not the board of directors!
I am personal trader with a business development and a biomedical science background. I trade stock actively using the evidence-based technical analysis indicators which are primarily based on statistics.
I am a 30+ year IT professional. Have consulted on small and large technology and ERP projects across all industries for over 250 businesses. Have worked as the Director of IT and Accounting for a medical device manufacturer and have recently returned to self-employment beginning in 2010. I have always had an interest in investing and have spent the last several years learning and expanding my knowledge in that regard.
Spent over 30 years developing leading-edge software technology before getting 'involuntarily retired' several years ago. Still interested in software architectures, and personal research in advanced ontology architectures (I have rather idiosyncratic views on how these should be developed).
Having failed to pay attention to my retirement portfolio prior to 2008 (it was all in stock funds at the time), waited until early 2010 to get the main rebound. Then started to actively engage in my own financial planning and portfolio management. Started treating this as a 'full-time job' in 2011. Started to get comfortable with my portfolio management approach in 2012 - and managed to get almost 14% last year (2012) in my main IRA with a basically 'conservative' 65% bond funds to 35% equities model ;-)
Sadly, two smaller portfolios didn't do anything like that well, and I am working on understanding why - I believe it is largely because they were much less diversified, despite being nominally more aggressively allocated.
Started drawing pension this year, but still need to draw down the portfolio by around 15-20% a year (assuming no return) until I draw social security (target in around 4 years), at which point I should finally become cash-flow positive - yay!
Retired. Natural gas proponent. My motive is to educate leaders and the general public about our vast resources of clean and inexpensive natural gas. This will help end useless wars in the Middle East, and lower prices for all users. It will help improve economies around the world. We need promote natural gas vehicles of all kinds, including ships, trains, and airplanes, autos and trucks.
Fueling infrastructure is equally needed, including low priced home fueling.
MY BLOG IS AT: ronwagnersrants.blogspot.com
35 years as a "ranch hand" supporting the Operations of a Radio-isotopic Chemical Separation Facility. 35 Years married to THE best wife. Just trying to make it through life the best way I know how. Personal Investor on and off for the last 45 years. Only recently began to have success after I joined Seeking Alpha and was able to glean some great information from the absolutely wonderful authors and members. Very appreciative of the advice provided.
I started investing back in the mid 90's. I remember my first buy was JNJ..2 shares that's all I could afford. Back then I was more interested in selling and using the money to pay off our bills/loans. My stint with mutual funds brought out my frustration of lack of control over my money. I did ok but struggled with the concept that there was something better out there. Then I thought, yes, ETF's.. that might work, buy a basket of stocks in different sectors. And I also bought individual stocks during this time. I did ok and kept this strategy for a few years. The past few years I 've been taking on too much risk and working way too hard. I don't mind the hard work but I need a reality check on proper investing for a sustaining stream of income as my husband and I approach retirement. My background is simple and most of my investing experience has evolved from reading, listening, trial and error and trying to understand and define "what am I trying to accomplish". I've been reading a lot of your comments/articles about dividend investing and I wish I had found you sooner. Now I'm focused on dividend investing for retirement income. So, my pencil is shapened and here we go....