A lifelong student of the markets, I started my 28 year financial services career at Dow Jones / Telerate in New York where I spent a lot of time coding page 5 (US Treasury bond prices). I moved to Deutsche Bank in the early 90s, and as VP of Global Risk Management worked in New York, Frankfurt and London. I left Deutsche for a brief stint at ABN AMRO in 2002 and can truthfully say that the fact my wife is Dutch had absolutely NOTHING to do with that decision. I moved to Moody's where I was responsible for Professional Serivces (Credit Risk consulting) in EMEA and team staffing globally. I then moved back to ABN AMRO where I headed up Risk Management technology globally. Needless to say, I've seen this business from a variety of perspectives and during it all I've been a heavy trader who rarely sells. I take a long time to make a purchasing decision but once I do I tend to stay in the position until I reach my pre-determined exit point. I've got an MSc in Quantitative Finance (London), an MBA (London) and since I left banking in 2008 I've been completing a PhD in Finance (Zurich). But on many levels I learned much more by losing my first $50K in the markets than I ever have from my formal education. Or so I tell myself.