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David Fish  

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  • My Roth Conversion Odyssey (Part 1) [View article]
    It's a great idea to get what you can done before SS begins. I'll hit 66 this July and plan to start taking benefits, which may put the squeeze on how much I can convert within the 25% bracket. Converting more in one's early 60s is a nice "luxury" to have.
    Feb 24, 2015. 01:27 PM | 2 Likes Like |Link to Comment
  • Project $3 Million Dividend Results - Objectives [View article]
    "There is a time and a place for tea."

    No offense, but that's just crazy talk...;)
    Feb 23, 2015. 11:12 PM | 3 Likes Like |Link to Comment
  • Dividend Challengers (And Near-Challengers): 67 Increases Expected By April 30 [View article]
    Thanks...I'm adding it for the next update.
    Feb 23, 2015. 11:08 PM | 1 Like Like |Link to Comment
  • Retirees Look To The Industrials Sector For Above-Market Yield And Dividend Growth: S&P 500 Industrials Sector [View article]
    "Selective blindness exists that says that income is less risky."

    Such a statement also displays selective blindness by failing to recognize the differences between realized and unrealized capital gains AND the difference between income that has been RECEIVED and income that is expected in the future.
    Income that has been received has been completely removed from market risk. If it's in my pocket or my bank account there is NO MARKET RISK to it.
    Feb 23, 2015. 12:30 PM | 8 Likes Like |Link to Comment
  • Retirees Look To The Industrials Sector For Above-Market Yield And Dividend Growth: S&P 500 Industrials Sector [View article]
    The key word in the definition is "realized." Unfortunately, a great many people cite their UNrealized capital gains as a Total Return element, even going to the extent of claiming that those are superior to the dividends received by others. The most remarkable part is that they say it with a straight face...;)
    Feb 22, 2015. 01:33 PM | 9 Likes Like |Link to Comment
  • Retirees Look To The Industrials Sector For Above-Market Yield And Dividend Growth: S&P 500 Industrials Sector [View article]
    I think the biggest "risk" that I tried to focus on was the tendency of some to over-generalize in using the blanket statement that individual stocks are more risky than an index, which I characterized as a "half truth." Even then, any such "half truth" (which is simply not true) suggests that all investors are at the mercy of a "random" universe in which all stocks are the same and no amount of due diligence will make a difference. The underlying advice is to simply give up and accept the crumbs that "Wall Street" chooses to give you.
    Feb 22, 2015. 01:50 AM | 6 Likes Like |Link to Comment
  • What's Your Story? Dividend Growth Investing's Business Model [View article]
    It probably wasn't an EP because it didn't include enough "actionable" advice. You know, like "Buy this, sell that, now rebalance and buy that other thing...y'know, the shiny one, then look up the latest rumor and buy/sell it..."
    Feb 21, 2015. 02:53 PM | 13 Likes Like |Link to Comment
  • Predictable Fast Growing Healthcare Dividend Growth And Growth Stocks For Your Retirement Portfolios: Part 5 [View article]
    "Live Free or Die?"
    Feb 20, 2015. 09:46 PM | 3 Likes Like |Link to Comment
  • What's Your Story? Dividend Growth Investing's Business Model [View article]
    To clarify, what I have been writing about is my plan to convert my IRA balance completely to Roth status by the time I'm 70-1/2...and not having any RMDs thereafter...
    http://seekingalpha.co...
    Feb 20, 2015. 09:19 PM | 4 Likes Like |Link to Comment
  • Dividend-Stingy Wal-Mart Was Already On Probation, So What Now? [View article]
    I agree about BEN, which I own. Call it simplistic thinking if you want, but no matter what investors do, the asset managers tend to benefit. It's no coincident that BEN, EV, and TROW are all Dividend Champions...;)
    BEN has a touch more debt than TROW (at 0.19 debt/equity) but also has 33% insider ownership...and I think those people are going to obviously be committed to shareholder return...;)
    Feb 20, 2015. 08:55 PM | 2 Likes Like |Link to Comment
  • Retirees Look To The Industrials Sector For Above-Market Yield And Dividend Growth: S&P 500 Industrials Sector [View article]
    "Is it really more risky?"

    It seems logical to simply say that an individual stock must be more risky than an index, but it is actually illogical to lapse into that automatic response., After all, every index is made up of many stocks that are, in some way, more risky and some that are less risky. The riskiness of the index is simply an average of all the individual components...and their individual risk profiles.
    How, then, could any individual stock be LESS risky than the index? (And yet it's equally logical that it can be true.) Imagine, for example, that a company has no debt, sells products that are vital to the populace at large, and is valued by the stock market at a reasonable multiple of earnings. In other words, a company that has the absolute BEST possible value in all categories. Such a company would clearly be LESS risky than the index (subject, of course, to one's definition of risk...such as stock price change).
    So I think it is a mistake in logic to simply hold the belief that a (random?) stock is inherently more risky than an index. That would be true only half the time, yet it is widely stated as an immutable truth...which it is not.
    Feb 20, 2015. 08:36 PM | 16 Likes Like |Link to Comment
  • 'Overdue' Dividend Increases (And Other Streaks At Risk) [View article]
    I don't count Special dividends as part of a (regular dividend) streak, so they paid out 70¢ in 2014, but did not raise the quarterly rate...
    http://yhoo.it/1CUc6Lf
    So far in 2015, they've paid another 17.5¢ quarterly amount and if they don't raise it by they fourth quarter, they'd be deleted for a freeze.
    Feb 20, 2015. 08:19 PM | 1 Like Like |Link to Comment
  • Dividend Challengers (And Near-Challengers): 67 Increases Expected By April 30 [View article]
    Yep...it was Spamtastic...;)
    Feb 20, 2015. 11:09 AM | 3 Likes Like |Link to Comment
  • Dividend Champions: 15 Increases Expected In The Next 11 Weeks [View article]
    Gee...increases by SHW, GPC, KO, KMB, WMT...I think these companies just might make it after all...;)
    Feb 19, 2015. 11:35 AM | 3 Likes Like |Link to Comment
  • Dividend Champions: 15 Increases Expected In The Next 11 Weeks [View article]
    Nice to see...Note that I already had them at 43 years because the Jan. 15 payment was higher (adjusted for the spin-off), so they'll just get a "&" notation for multiple increases during the year...not an increase to 44 year.
    Feb 19, 2015. 11:32 AM | 1 Like Like |Link to Comment
COMMENTS STATS
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