David Moenning

Long-only portfolios (Top 5, Insiders, Institutional Growth ), Long/Short Portfolios (Active Trader, HedgePro), Alternative Asset Class Portfolios (FlexPro). We even offer free portfolios designed for your 401(K)/IRA. The "Daily Decision" is our most popular service. The Daily Decision is a market-timing portfolio designed to profit from both rising and falling markets. Our management strategy is very simple: We want to be fully invested in stock market indices (via ETF's) when stocks are rising and we want to be short the market (again, via easy to use exchange traded funds) when stocks are falling. And since the model is updated every morning, it is our easiest service to follow -- it takes less than a minute each day to determine which side of the market to be on. The Daily Decision Service provides members with three model portfolio alternatives to follow. Below is a summary comparing and contrasting the three models. Main Model: The Main Model is designed to be a "new age" market timing portfolio. The model portfolio has the ability to be long the market, short the market, or in a neutral - or cash - position. The Main Model utilizes the S&P 500 index for both long and short positions and a money market equivalent for the neutral position. Aggressive Model: By definition, the Aggressive model takes more risk. This is accomplished in two ways. First, instead of using the S&P 500 index, the model portfolio uses leveraged ETF's which are designed to double the performance of the underlying index on a daily basis. And unlike the Main Model, the Aggressive Model is not limited to the S&P 500 index as we have flexibility in which market index to utilize (S&P 500, NASDAQ, Russell 2000, etc.) for each trade. Second, the Aggressive Model does not have a neutral - or cash - position. Thus, it is either long or short at all times. Hybrid Model: The Hybrid Model, as you might surmise, is a combination of the Main and Aggressive Models. The Hybrid Model will utilize the timing moves of the Main Model (long, short, or neutral) but then will use the leveraged indices of the Aggressive model. Thus, when on a "long" or "short" signal, the Hybrid will own the leveraged ETF's from the Aggressive Model. However, the model may also move to cash on a neutral signal from our Main model. If the "Credit Crisis Bear Market" of 2008 taught investors anything, it was that a long-only approach to the market is no longer sufficient. It is our humble opinion that no investor wants to remain invested in the stock market during brutal declines. And why should they? Today, there are tools available to all investors that can profit from declines in stock prices. In short, we believe investors MUST have the ability to make money in both rising and falling markets. To that end, we offer The Daily Decision Service. We like to keep things simple. There's nothing fancy here... no options... no day trading... no complicated transactions. We tell you EXACTLY what and when we buy and EXACTLY when we sell. It really is that simple -- and it only takes a few minutes a week. So, do yourself (and your portfolio) a favor: Fire those mutual fund managers and try the TopStock Daily Decision Service instead! How are we doing? In 2009, the Daily Decision Hybrid model gained more than 180% (and was up +64% in 2008) Try the Daily Decision...

thinking is if you can understand the daily drivers, you shouldn't be surprised by the market's actions over a monthly, quarterly, or even yearly basis!