David Roskoph

no-load mutual funds. The abundance of targeted vehicles, including country-specific, currency and short funds allows me to create a portfolio which very closely resembles the intention of my hedge fund, but with proportionately lower risk. I have one opinion and express it over a variety of risk tolerances. I do all my own research and have 0 relationships with any fund or family of funds. I select funds based upon their mission and the ability of the manager against his peers. Using no load funds gives me the virtue of an additional talented manager and the flexibility to move freely. I am happy to compare my risk-adjusted returns against any money manager. My clients know that it is their money and I am simply entrusted to earn them the best return for the least risk. It's all about risk. They know me well and receive opportunity to enjoy my research at their request, regular conferences and concise - easy to understand - reports. I am always available. I pride myself on my transparencey and offer as many links as possible to anyone who might want to formally inspect my spotless professional record or educational background. I have recently begun a hedge fund and am having a screaming year in 2009. As you can read from my articles, we experienced a Modern Depression from 8/2007 through 3/2009 and now we will have an unbelievable recovery - sounds silly right? Recoveries always do and this one is just getting started. A personal note - I invested an early inheritance with a broker who made me feel so brilliant because I gave him my money, until I asked for some of his time. If I was able to corner him, he did his best to make me feel completely stupid by using jargon I did not understand, embarrassing me with my own ignorance. Imagine that I happened into a similar career 10 years later and what an impression that experience left on me. I will be darned if anyone ever leaves me with a question unanswered! I am committed to spending as much time as needed to communicate my ideas, the economy and certainly my investment decisions to my clients and any one would be happy to confirm that.