I'm a huge fan of dividend growth investing and talking about personal finance/investing in general. I believe dividends are the best way for my family to reach our long term goals, as I've seen my grandparents do the same, and it makes the most sense to me. Although my trade is not financially oriented (I'm an engineer), I do believe my family and I can manage our finances without the fees of financial advisers. (Previous Username: Kuwinsall)
Michael Hooper is a freelance writer and value investor. Hooper was previously business editor of The Topeka Capital-Journal for nearly 10 years, then worked four years as a trust officer. He has been a stock market investor since 1993.
In my experience, investing successfully means taking the long-term view and that requires discipline and continued due diligence. I seek to identify growth companies that are strategically positioned to increase revenues and earnings for many years. I'm here on Seeking Alpha to share my research, engage with other investors and to have fun while making money.
Currently, I'm an engineer working in the semiconductor industry, but I have had a varied career. I am nearing retirement. I came to the realization a few years back that I could not approach retirement and remain an amateur investor, that I needed to step up my game. Still in the process of doing that. Looking for and value. I can't imagine any non-investment pro finding their way around in the stock market, without a community like this one.
Update: Retired, as of 12/2015
Retired. Began doing my portfolio in 2007. Slowly building a dividend driven portfolio. Very picky on stocks rarelly holding on to anything very long that has high debt. Like to build a position then wind it down until the base price on some core shares are throwing a high yield.
I am a semi-retired Systems Engineer and Project Manager of Spaceborne Remote Sensing and Weather Instruments which I have been designing building and testing for 37 years. I have worked as a technician, staff engineer, department manager and project technical director for large aerospace companies and well as as an independent contractor and most recently as an employee of a small contracting/consulting company directly supporting NASA, NOAA and NIST projects. I have a degree in Physics and completed undergraduate coursework in business administration before switching to physics.
I have been self managing my portfolios since late 2008. I have multiple 401Ks, IRAs, a SEP and an after tax brokerage account. These accounts are with Vanguard, Fidelity and Charles Schwab. I rolled a pension with a 5 year payout period (60 equal installments) into an IRA from Dec 2008 - Nov 2013.
The present 2016 total portfolio value is over 2 times my total pension rollover amount. My 401K and IRA investments are a mixture of Foreign, Domestic and Bond mutual funds as well as Foreign and Domestic pure growth and dividend growth stocks in accordance with my portfolio "business" plan.
My annual dividend income is nearly enough to cover all of our living expenses now. While my dividend income is running about 2 years behind my plan of achieving 80% of my 2008 income by the end of 2014 my average total return is within 1% of the S&P 500 over the past 6 years as of Sep 2016.