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Retired Financial Analyst from two former S&P 500 Dividend Champion companies. My investment plan is to follow the strategy presented by Charles D, Ellis in the book "Winning The Loser's Game". The strategy is to buy and hold the companies in a broad market index and live on the dividends provided by the portfolio. My portfolio is 100% invested in SCHB, the Schwab U.S. Broad Market Exchange Traded Fund, with an expense ratio of approximately 0.04%.