I am an individual investor. Before I retired I was an active trader, but I use a more conservative approach now. Like many in my situation, I am looking for dependable yield.
I am not an economist, but have almost enough post-graduate economics credit to earn an MS. I had a hard time with integration, and one can't be an economist without integral calculus. I also have done graduate work in online curriculum design.
During my years in Houston I worked as a systems integrator (software and hardware consultant) focusing on Land Use. For a while I was an executive with a geophysical services firm there. I have also been a landlord and owned oil wells. There's nothing like having skin in the game for learning how things really work. Having been away from petroleum exploration and production for so many years, I consider myself to have a layman's knowledge of the economics and technology of the industry. It's a pretty good understanding, but I communicate in words most people understand. Shortly before my retirement I did some consulting for a few large chemical and refining operations. I say operations because some of them were plants owned by major integrated oil companies and some were independent chemical manufacturers. This experience gave me a more complete understanding of the manufacturing end of the energy industry.
My name is Raj Kumar Chadha. I am a Ph.D. in Chemistry and have held various teaching and research positions at various universities. I have more than 100 research papers published in Chemistry Journals.
I became interested in Astrology in my childhood. My interest in stocks developed after I moved to Canada in 1979. When stock market crashed in 1987 I started wondering if this could have been predicted by Astrology. After I moved to San Diego in 1988, I continued my research in various astrological systems to analyze the financial markets. I now firmly believe that traditional Vedic astrology can be safely applied to analyze the stocks and markets.
I now manage my own website (www.stockastrologer.com) where I try to predict the direction of the U.S. stock market, and select stocks based on their on astrological charts. My stock picks based strictly on Astrology produced an average of 63% for the U.S Solar Year (Dec 2012 to Nov 2013).
I teach English overseas. Been doing that about 9 years. I first got interested in investing back in college but never had the cash to do it (although I did put excess financial aid money into CDs that paid a rate similar to my loan rate).
After teaching in Japan a couple years (and reading a lot on MF - when it was a decent site - yahoo finance, and studying on Investopidia), I finally had some money to play with and bought my first stock in 2005. It was Starbucks.
I was initially interested in growth stocks, but have recently become more interested in dividend stocks (especially REITs/mREITs). I'd considered owning rental property, but stocks have a lot less overhead. I'm hoping to eventually be able to live off my investment income.
I never saw myself as an investor (and maybe I'm not), but I do enjoy it, as well as my day job.