My name is Ted Leach. I'm a 65-year-old investor focused on dividends in a Retirement Income Portfolio. I'm not yet in the distribution phase of retirement. After serving as a pastor for 40 years, I'm in a second career and I have two part-time jobs. As Director of Community & Property Care, I'm part of a management team that oversees 123 residential retirement units in multiple locations for a non-profit organization. I also serve a large congregation as a part-time associate pastor.I've been a member of the National Association of Investment Clubs (NAIC) since 1982, which now operates as BetterInvesting.org. For many years as a volunteer I helped lead workshops to teach tools developed by NAIC to educate investors about how to do basic fundamental stock analysis. I continue to have a strong interest in investor education.NAIC's historic "four principles" have been very helpful to me:1) invest regularly throughout your lifetime; 2) invest in growth companies; 3) reinvest earnings and profits; 4) diversify by industry and size.Bill Bengen's "4% Rule" concept inspired me to set a goal to create a retirement income portfolio of individual dividend growth stocks as a way to tap only dividend income from the portfolio as long as possible rather than selling assets.Here is my current 25-stock portfolio:- 5 stocks each with a 5.2% target allocation: JNJ, XOM, MSFT, PG, MMM- 5 stocks each with a 4.4% target allocation: WMT, MRK, IBM, CMI, GPC- 5 stocks each with a 3.6% target allocation: EMR, SO, WEC, CNP, HCP- 5 stocks each with a 3.0% target allocation: PEP, T, O, EPD, WPC- 5 stocks each with a 2.4% target allocation: UNP, NNN, STAG, MAIN, EVA.Helpful mentors and colleagues include:- Charles Allmon, former columnist for Better Investing, taught me to look for growth stocks- Ben Graham's The Intelligent Investor taught me the importance of intrinsic value - Peter Lynch instilled confidence that the average citizen can win in the stock market- Louis Rukeyser demonstrated how to ask probing questions about market conditions- Brad Thomas introduced me to a host of real estate investment trusts - Bob Wells' analytical discipline keeps me focused on dividend growth- Lowell Miller's The Single Best Investment helped me focus on quality and safety- David Van Knapp's holistic style of portfolio building helps me see the big picture- David Fish and Factoids inspire me to keep digging for data - Chowder reminds me that each buy is the purchase of a business- BDC Buzz has helped me sift through business development companies- Tom Konrad opened my mind to alternative energy investments- George Fisher is a helpful "lookout" scanning the horizon for utility opportunities - The Seeking Alpha community--both veterans and young contributors.
Retired 59 year old engineer, with 3 decades of investing experience. Previously worked in the automotive industry for 35 years and the medical devices industry for 2. Married to the same fine wife since 1983, 2 adult daughters, live in Michigan.
61 year old retired environmental laboratory director. That's a picture of my best friend, EllieMae, she's a 9 year old Great Pyrenees/English Setter mix. I use a balanced approach of investing in large cap dividend stocks, investment grade corporate bonds and a few preferreds. Overweight: CL, GIS, JNJ, LMT, PEP, RTN, T, VZ, Full Position: ABT, AMGN, BDV, CLX, CVX, HON, HSY, KHC, KMB, MDT, NEE, PG, TD, WBA Underweight: ABBV, CVS, GSK, NKE, RDS.B, SBUX, SYK.