based on tested buy–and–sell signals and based on my future outlook on the marketplace, which is included in the newsletter. The Sector Momentum Tracker is a real–time trading strategy that monitors and evaluates 42 Fidelity Select mutual funds, 95 sector and commodity ETFs and 60 international and currency ETFs at all times, and then determines which funds you should invest in. The model portfolios used are based on a quantitative, mechanical trading process that can be applied easily and systematically week after week, removing the emotion from your investment decisions. The newsletter features an extensive explanation about how its information and rankings can be used to your advantage. In addition, there is an in–depth look at a featured ETF or Fidelity Select fund in every issue. The newsletter also includes a model ETF Sector portfolio, an ETF International portfolio and a Fidelity Select Portfolio, and gives buy and sell recommendations and performance figures in every issue. These can be used as a primary basis or source of information for your own investment decisions. Please visit www.fidelityadviser.com to learn more or use the link below ETF Report In the ETF Report, published monthly since 2006, Don Dion applies his market outlook and pragmatic investing approaches to the new world of ETFs, creating diverse portfolios that are easy to follow. These all-ETF portfolios include: ETF Sector Portfolio, ETF Growth Portfolio, ETF Growth & Income Portfolio, ETF Retirement Income Portfolio, and the ETF International Portfolio. It is our goal at Fidelity Independent Adviser to help you become well–informed before making financial decisions. That’s why the ETF Report prides itself on giving you the necessary information you need in order to further your financial profits. The ETF Report is packed full of market commentary and unique portfolios so you can match our advice to your personal investment goals. The model portfolios alone will save you days of tedious and time-consuming research. Every newsletter contains detailed discussions portfolio activity, my Power Index and Power Trend ranking of ETFs, up–to–date information on new ETFs being launched, and interviews with investment professionals and ETF sponsors. Please visit www.fidelityadviser.com to learn more or use the link below

businesses and nonprofit organizations. Dion is an SEC–registered investment adviser and affiliate of the Fidelity Independent Adviser group of investment newsletters Founded in 1996 and based in Williamstown, Massachusetts, Dion Money Management manages assets for clients throughout the United States. Donald R. Dion, Jr., founder and president, is a licensed attorney in Massachusetts and Maine and has more than 25 years’ experience working in the financial markets, having founded and run two publicly traded companies before establishing Dion Money Management. Dion Money Management specializes in wealth management utilizing mutual funds and exchange-traded funds. Dion creates customized, diversified portfolios for clients with the goal of preserving capital and delivering above–market risk–adjusted returns. As a client of Dion Money Management, you have an entire team working for you. Portfolio strategists, client service representatives, trading desk personnel, compliance attorneys, transition specialists, administrative coordinators and information technologists are all working behind the scenes to manage your accounts, answer your questions, execute trades, ensure compliance with all regulations and keep paperwork in order. They are an integral part of the Dion team, and they all work for you. At Dion, the process is straightforward and focused, but its implementation takes dedication, focus and commitment. These three characteristics are embodied by Dion Money Management and its founder, Donald R. Dion, Jr.

•Are mid-caps ready to rally? •The best oil, gold, and international ETFs •The 2010 IRA Conversion Opportunity I am confident that you will find this information timely and very valuable in helping you make your investment decisions in 2010. To view the report, click the link below.