How A Company Like Johnson & Johnson Can Rescue Your Retirement [View article]
That implies a total return of over 10% per year. I'm assuming you must be inputting some sort of stock price growth as well. Otherwise the numbers cannot be right.
How A Company Like Johnson & Johnson Can Rescue Your Retirement [View article]
Yes, I did assume dividend reinvestment. I should have pointed that out. As for the price gain due to dividends going up, it's really just a matter of the difference in taxes at that point. Capital gains would be better in one respect, and that is that they are not taxed until the holdings are sold. But the difference in the overall retirement plan numbers is not that stark.
How A Company Like Johnson & Johnson Can Rescue Your Retirement [View article]
I actually think the numbers are worse than that because they don't take into account how much debt these people are in. Many people have some money saved, but they also have credit card debt, student loan debt, etc.
AT&T And CenturyLink: How Will These Telecommunication Stocks' Dividends Fare Over Time? [View article]
CTL is a good example of why many of us push "high quality" dividend payers. By high quality I mean those with little to no debt, a long history of increasing dividends, and a payout ratio below 75%.
Retirement Strategy For The 40-Somethings [View article]
No doubt having the income in retirement support you is the way to go. But unfortunately with interest rates so low and many people refusing to have too much money in stocks in retirement, that is simply not possible for a lot of people any more.
How To Choose Weights For Your Dividend Paying Stocks [View article]
Yes, companies that have debt to equity above 100% will not work well in the spreadsheet. Initially this spreadsheet was designed for companies with relatively low debt and strong dividends. I will have to think of a good way to handle this problem. Thanks for pointing it out.
How To Choose Weights For Your Dividend Paying Stocks [View article]
I guess I'm not sure what the alternative is if you're not going to have some method for weighting your stocks. Dartboard? Random number generator? Most people use some methodology to weight their investments, whether they explicitly put it on paper or a spreadsheet or not.
Taxes Are Going Up: When Can You Retire Now? [View article]
Yes, that was a mistake. I was supposed to split that balance between IRAs and taxable funds. That would lower their probably of success slightly, but the impact isn't extremely large.
How A Company Like Johnson & Johnson Can Rescue Your Retirement [View article]
How A Company Like Johnson & Johnson Can Rescue Your Retirement [View article]
How A Company Like Johnson & Johnson Can Rescue Your Retirement [View article]
AT&T And CenturyLink: How Will These Telecommunication Stocks' Dividends Fare Over Time? [View article]
Future Stock Market Returns And Your Retirement Plan [View article]
Future Stock Market Returns And Your Retirement Plan [View article]
Future Stock Market Returns And Your Retirement Plan [View article]
Retirement Strategy For The 40-Somethings [View article]
Retirement Strategy For The 40-Somethings [View article]
Retirement Strategy For The 40-Somethings [View article]
How To Choose Weights For Your Dividend Paying Stocks [View article]
How To Choose Weights For Your Dividend Paying Stocks [View article]
How To Choose Weights For Your Dividend Paying Stocks [View article]
How To Choose Weights For Your Dividend Paying Stocks [View article]
Taxes Are Going Up: When Can You Retire Now? [View article]