I have been a loan officer for 11 years with expertise in construction. I have an extensive background from banking, construction, farming, and trucking. I grew up on a farm working 12 to 14 hours a day in the hot sun and that built in me a good work ethic, and an appreciation for how blessed I am. I received an appointment to the United States Military Academy at West Point when I graduated from High School and later moved to Charlotte NC and majored in Economics. My father is and was a great investor and trader. He was a full-time farmer all his life. He introduced me to investing and trading (futures included) when I was in High School. The love of saving and investing never left me. I feel much like Ross Perot when he said he was a "road" not Rhode Scholar when he ran against Clinton. In other words, the road of hard knocks was where he got his education. I am always trying to learn to become a better investor.
I was a technican in telephany. I began investing for income in 1998, to prepare me for early retirement, which occured in 2003. I look at MLPs, BDCs, REITS involved in finance, senior living,and diversified very very carefully. I have a bond fund, preferreds, and dividend aristocrats through challengers. I now try to stay away from cyclical industries. I look at payout ratios, or CAD to determine the comfort level for covering dividend payouts.
I am a civil engineer and individual investor. I spend a substantial amount of time reading and researching commodities, macro economic trends, and value investing strategies. With my background in the construction industry, I am able to analyze real world information compared to data provided by media outlets. I plan to eventually transition my career towards the financial sector.
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Dr. Bill Conerly
Dr. Bill Conerly
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