Currently a consultant with Merrill Lynch, Ed was a senior risk officer with a global money center bank, where he was responsible for managing risk analysts in assessing business and operational risks of the High Net Worth, Account Opening, and Client Servicing businesses. Prior to this position, he was a Vice President with JPMorgan, where he was responsible for coordinating the operational risk assessment for the Credit Portfolio Group, globally. Since 2001, Ed has been on the leading edge of business, operational, and enterprise risk assessment and management. Overall, he possess more than 18 years of experience in structured finance and credit