I am almost 25 years old and two years ago I graduated Kharkov National University named after V.N.Karazin, the faculty of international economic relationship. This University is considered to be one of the prestigious and best in Ukraine. Do you think I’m making boast? Own up I really proud of my University and of the privilege to have studied there. I really proud that I have graduated this University cum laude and have vindicated my diploma work “World gold market: its condition and perspective” magna cum laude. But of course I understand that any knowledge without practice is nothing. That’s why I have started my financial blog. I live in Yalta, Ukraine. This town is called ‘town of happiness’. Why? It is really very beautiful here. There is a rare combination of sea, mountains and warm climate here. We have a lot of tourists here all year long. Unfortunately, it’s one of the reasons why locals here do not like to work – they used to live at tourists’ cost, renting their own lodging, for example. I long to use my knowledge and to arrive by means of my beans. I am not a financial guru; I do not claim to know everything. Instead of it, I’d like to learn more. I’d like to learn new things; to learn useful and practical things. I am ready to learn. Do you ready to learn with me? I invite you to join me. If perhaps you do not agree with something in my articles I’m ready to discuss it with you. Anyway, I like to associate with people of any age with agile mind. If one day you decide to stay in Yalta even though for a short while I’d love to meet and talk with you.