Francis Ayensu is currently the CEO of Freelance Investment Consult (FIC) which is a freelance contract business that provides financial advisory on a customized basis to individuals and organizations in need of Financial Service & Advice (FSA) and also translates Financial Academic Works (FAW) into English/French. Francis holds MSc degree in Insurance & Risk Management and BBA with a major in Finance & Accounting. He is enrolled in the CFA Program and currently a Level 2 Candidate. He is also studying towards the Chartered Accountant program of the Institute of Chartered Accountant Ghana. His previous work experience includes financial, investment and insurance analysis. His professional interests cover a variety of investment themes including: Economic Analysis / Financial Reporting (IFRS & US GAAP) & Analysis / Equity & Fixed Income Analysis / Statistical Analysis / Technical Analysis / Life Actuarial Analysis / Commodity & Alternative Investment / Corporate Finance / Portfolio Management / Risk Management / Insurance Management / Retirement Management / Asset-Liability Management (ALM). He is a lecturer, researcher, consultant, writer and entrepreneur.