Financial planner and options trader for 25 years. During the dot.com era, gained 10,000% in a 12 month period from March 1999 to March 2000 with about 1,100 trades. Lost 100% of that amount in the dot.com crash and failure of the market to open for a week after 9/11, causing option positions to expire worthless. Never a dull moment.
Short bio: BSc Economics (2013) & MSc Shipping, Trade & Finance (2014) graduate from a top-4 UK business school, currently working in the Risk Management division of a top tier-1 US investment bank in London, UK.
Particularly keen on reading and critically evaluating various articles and analyses on topics of interest on Seeking Alpha, as this keeps me up-to-date with market developments, challenges my 'ignorance' & further motivates me to 'dig'.
Deep down I am just another guy, who – having watched Michael Douglas embody 'Gordon Gekko' in the movie "Wall Street" (1987) – desires to enhance and deepen his understanding of how the real world of commercial finance works, and – God & regulator forbid – make some money, as a side-benefit.
I'm an English language teacher in Spain who happened to discover a few nasty things about Tesla Motors. I'm paid by no one other than my students and my financial position won't be affected at all by swings in Tesla's stock price - or in any other stock.
I like to annoy people with my unsolicited opinions on a range of matters. Apparently a considerable number of folks like what I write.
I taught my self investing after I got tired of losing money in the hands of so called "professionals" over the years. I figured it's better if I lose my own money - at least I can blame no one else for my mistakes.
I immigrated to Canada from India in the 80's with $10 in my pocket and have not done badly. I am grateful to Canada for giving me the opportunity to succeed and build a good life. I lived in the US for a couple of years but returned to Canada. The similarities and differences between the two countries fascinate me, I have a Bachelor's degree in Pharmacy (I am a Ontario licensed Pharmacist), and was "retired" recently from the R&D department of a major Pharma company. I also have an MBA from the University of Saskatchewan.
Over the last 15 years, through a combination of interest, hardwork and luck, I have accumulated a portfolio which has made me financially independent (at least on paper), while making all the rookie mistakes and enduring two big bear markets fully invested (the last one with leverage) and holding a full time professional job and raising a family. The 2007-09 bear market has taught me that technical's are important and its important to raise cash at the right time. I follow the economic indicators carefully with the hope of avoiding (at least partially) a bear market. I continue to learn from experience and the read economic and financial commentary voraciously. I like to think I am playing the long game which takes guts, skill and patience.
My investing style is value - with a GARP orientation. My experience is that a few home runs make up for a many strike-outs, though now I focus more on stealing singles. I realize that Investing is a "losers game", to win you need to minimize your losses but at the same time, if there is no risk, there is no gain. I like to be highly diversified and routinely follow over a 100 positions. I invest, not trade, waiting patiently for a fat pitch.
Thanks for stopping by and good luck investing.
I am a computer scientist who has been a self-directed investor since 1999. In that time I have handily beaten the market despite the dot com crash, the housing crash, and the crash of 2008/2009. I believe investing is part science, part art. I would call myself something of a contrarian investor. Knowing when to buy and when to sell are judgement calls. Hopefully as time moves on and I gain more experience, my judgement improves. I trust nobody more than myself to make those calls.
Tim was the primary analyst for "Balance Sheet Watch";has been employed as an equity analyst by several hedge funds (1994-1997) and (2007-2010); and has managed his own hedge fund (2008).