Garrett Beauvais

identify an appropriate asset allocation model for your portfolio and choose a set of investment strategies that best matches your financial objectives and desired risk level. The key tenets of our investment philosophy are: * Seek to preserve capital and minimize risk in all strategies * Grow your assets long term under all market conditions * Keep costs low to maximize your profits and wealth The rapid expansion of exchange-traded funds (ETFs) provides many critical advantages that we leverage in our unique strategies. ETFs greatly expand available international and sector investment choices and asset classes for investment portfolios of all sizes. ETFs enable lower costs and can be traded throughout the day the same as individual stocks. Finally, and most critical to our strategies, leveraged and inverse (short) ETFs enable us to efficiently add and subtract leverage, hedge other holdings, and make short investments, even in IRA accounts, all for the same transaction costs as individual stock trades. ETFs are the most significant addition to the investment landscape in decades and are central to our investment strategies.