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Gary Kramer's  Instablog

Gary Kramer (a pseudonym) writes the Effor blog at www.effor.com/blog which covers his "rambling rants from the lunatic fringe." Effor defined: To speak, express, state, or declare. Some of my favorite quotes: "I may disagree with what you have to say, but I shall defend, to the... More
My blog:
effor.com/blog/

UBS AG (UBS)

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