Gerard Mihalick, CFA is a Portfolio Manager with Berkshire Asset Management, LLC. (http://www.berkshireasset.com) He began his money management career with Fleet Investment Advisors in 1992 before assuming his current position with Berkshire in 1995. Mr. Mihalick is a member of the New York Society of Securities Analysts, the CFA Institute and serves on a number of local charitable advisory boards in north eastern Pennsylvania. Berkshire Asset Management, LLC is a Wilkes-Barre, PA based investment advisory firm which serves high net worth individuals, institutions and serves as General Partner to 2 hedge funds. More investment commentary as well as information about Mr. Mihalick and Berkshire can be found at www.berkshireobserver.net (http://www.berkshireobserver.net) www.berkshireasset.com (http://www.berkshireasset.com)