“I started off being interested in [Engineering / Technical Field] back and thought I would do that for a few years. But after getting exposed to stock market I realized that I was much more interested in pursuing a carrier in investment profession because I want to make an impact and work in something much faster-paced. Currently Pursuing by MBA in Finance Analysis. CFA Level 2 Candidate.
Siddharth is a software engineer with a keen interest in personal finance and renewable energy. He blogs at http://www.s1dd.com at night and makes embeddable financial widgets and portals at http://www.chartiq.com/ by day.
I'm a writer for one of the country's largest pop-culture-type magazines and, at the same time, I am one of the world's worst investors. Did I sell an apartment in Manhattan's Flat-Iron district in late 1999, because I feared the Y2k problem? You bet I did. And so it has gone.
Even so, at the age of 60, I have managed to broom together quite a tidy little pile. And I hope to keep it. And grow it. Though I have my doubts, given my investment history, that any of this is possible in the long run. Or even the short.
Herein lies a chronicle of the life & times of my money.
I am in equipment sales in industrial and laboratory markets. As I am getting within 3 years or so from retirement I am shifting from focusing on growth to generating income. I do not reach for yield, preferring a mix that allows for solid growth of the income stream and capital appreciation. I have built a diversified portfolio of solid dividend paying companies who grow their dividends at a rate beyond inflation with 80% of investable assets. I also maintain a growth portfolio of 10% of investable assets.