I write The Winters Report, an independent equity research publication on US banks. Contact me at WintersReport@gmail.com or follow me on Twitter (@HarvardWinters). Previously I worked as a financial services investment banker, at Merrill Lynch, JP Morgan and various middle-market investment banks. I received an MBA from the University of Chicago Booth School of Business in 1993.
Paul is a Partner at Vaco Resources (Vaco), where he serves as a recruiter. Before joining Vaco, Lazar most recently served as a managing director and business development leader for Wells Fargo Insurance Services, where he oversaw insurance sales and operations in Alabama and Tennessee and led bank cross-sell and business development efforts across the southeast region. Prior to joining Wells Fargo, he spent three years in finance and sales leadership with Integro USA, Inc. in Atlanta. Lazar began his career as a CPA with Ernst & Young and spent a number of years in various accounting and finance roles with Marsh & McLennan in New York and Atlanta.
Lazar currently serves on the Board of Executives for, and is a member of, the Atlanta chapter of Financial Executives International (FEI). He is also a member of the Atlanta chapter of the Financial Executives Networking Group.
Lazar earned his bachelor’s degree in accounting from Binghamton University in Binghamton, N.Y. and his master of business administration in finance from Kennesaw State University in Kennesaw, Ga.
Richard J. Parsons is a former banker who writes about banking. His newest book is “Investing in Banks: Strategies and Statistics for Bankers, Directors, and Investors,” published in April by The Risk Management Association. In this book he examines long-term bank stock performance and identifies specific factors that create and destroy shareholder value.
He is also the author of Broke: America’s Banking System, published in 2013. In this book Parsons explains why the U.S. banking system has suffered nearly 3,500 bank failures over the past three decades.
Parsons is a frequent contributor to the American Banker and the Risk Management Journal. He teaches the Operational Risk Management course for the Wharton-RMA Advanced Risk Management Program as well as the Advanced Operational Risk Management course for the RMA.
The RMA Journal selected Parsons’ article -- “The Next Crisis in Banking: A Talent Crisis?” -- as the first place winner in its 2014 Journalistic Excellence Award.
Prior to writing and speaking about the banking industry, Parsons spent more than 31 years at Bank of America where he was an executive vice president and member of the Management Operating Committee. In his last role he chaired the bank’s Operational and Compliance Risk Committee and the Emerging Risk Committee.
Parsons has a BA in history from Ohio Wesleyan University and an MBA from the University of Virginia Darden School of Business.
I'm managing editor for SA PRO. I work primarily on our PRO product, though also in support of our marketplace product and in a few other areas on the site. I'm always happy to hear from readers and contributors, whether to help with questions, hear your feedback, or learn how you're using the site. I've been working at SA since September 2012.
I've been investing for 6 years. I used to write articles for Seeking Alpha before becoming an editor (while I'm proud of the work I did, it probably would not have been up to our PRO standards, which is a good thing). I am probably one of SA's most frequent users, and have learned an immense amount from contributors, readers, and SA employees.
Beyond the market, I like reading, travel, writing, playing/writing/listening to music, and learning languages. Probably most relevant to ask me about SA, but you're welcome to get in touch on anything else as well.
Pursues the unfollowed, unloved or untouted equity in the United States and abroad. Avoids huge market caps, start-up darlings and companies with eager investor relations representatives. Follows microcaps, hundred year pedigrees and boring franchises with strong, but silent management who also own a significant stake in their enterprise.