Age 67, high school and self educated. Retired after 38 years with one of the largest financial services companies in the world. Handle my own portfolio on-line since 2002 before retirement in 2008. I am a momentum investor 100% equities, stocks only, now only mid to high dividend payers with 10% mad money which is in cash. When first took over portfolio lucked into precious metals and energy for major gains for years until I learned serious lessons in 2008-9. As a Canadian have been big in REITS, metals and minerals and energy. Often played Canadian Banks as short or day trades with great success. Blackberry was my first substantial tech investment so as "Sgt. Shultz" used to say "I know nothing" about it (technical aspects). I would consider my expertise if one would call it that, having a knowledge of the momentum of a stock based on every word (and the numbers although not a strength of mine) written about it, including the company itself. Also, always understand completely what the company does and what it needs to do to increase in value. I track almost daily over 200 companies entering their movement and any forecasts and opinions of recognized rating entities and any individuals who make sense.